USDA Vs. FHA Pro and Con comparison in Upper-Macungie, Lehigh County, PA
In 2025, the USDA loan limit for a single-family home in Upper-Macungie, within the county of Lehigh, PA, stands at $298,080. Meanwhile, the FHA limit is set at $372,600.
Utilizing the Lendersa® USDA loan calculator lets you assess and compare current USDA and FHA rates. This tool aids in determining the necessary income, credit rating, financial reserves, and required documents to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, helping you choose the most suitable program for your particular financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Upper-Macungie, Lehigh, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Upper-Macungie, PA
The aim of Lendersa® is to facilitate the acquisition of optimal USDA or FHA loans promptly and smoothly. Select one of three initiation paths to access matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment entirely.
Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
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