In 2025, the USDA loan limit for a single-family home in Upper-Macungie, within the county of Lehigh, PA, stands at $298,080. Meanwhile, the FHA limit is set at $372,600.
Utilizing the Lendersa® USDA loan calculator lets you assess and compare current USDA and FHA rates. This tool aids in determining the necessary income, credit rating, financial reserves, and required documents to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, helping you choose the most suitable program for your particular financial situation in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $298,080 | 0% |
| FHA | $372,600 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to facilitate the acquisition of optimal USDA or FHA loans promptly and smoothly. Select one of three initiation paths to access matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment entirely.
Enter your location to find out if it qualifies for USDA rural housing loan?
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