In 2026, the USDA loan limit for a single-family home in South-Whitehall, located in Lehigh, PA, is $298,080. In contrast, the FHA limit is $372,600.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, making it easier for you to decide which program in Alabama suits your financial needs best.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $298,080 | 0% |
| FHA | $372,600 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to quickly connecting you with the best USDA or FHA loan options without hassle. Choose from three starting points that align with suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It's exclusive to rural areas and does not require a down payment, unlike FHA loans, which need at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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