USDA Vs. FHA your options comparison in Wescosville, Lehigh County, PA

In 2025, the USDA loan limit for Wescosville, located in the county of Lehigh, PA, stands at $336,500. The FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator is ideal for comparing today's leading USDA and FHA rates, helping determine the needed income, credit, reserves, and documents for qualification. With our refined mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to select the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Wescosville, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Wescosville, PA

Lendersa® is dedicated to providing you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting pathways to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. While FHA loans demand at least a 3.5% down payment, the USDA mortgage requires none, offering a zero down payment alternative.

Enter your location to find out if it qualifies for USDA rural housing loan?



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