USDA and FHA Pro and Con in Wescosville, Lehigh County, PA

In 2025, the USDA loan limit for Wescosville, located in the county of Lehigh, PA, stands at $336,500. The FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator is ideal for comparing today's leading USDA and FHA rates, helping determine the needed income, credit, reserves, and documents for qualification. With our refined mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to select the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Wescosville, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Wescosville, PA

Lendersa® is dedicated to providing you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting pathways to connect with lenders and USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. While FHA loans demand at least a 3.5% down payment, the USDA mortgage requires none, offering a zero down payment alternative.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
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