USDA VS FHA in Wescosville, Lehigh County, PA

In 2025, the USDA loan limit for Wescosville, located in the county of Lehigh, PA, stands at $336,500. The FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator is ideal for comparing today's leading USDA and FHA rates, helping determine the needed income, credit, reserves, and documents for qualification. With our refined mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to select the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Wescosville, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Wescosville, PA

Lendersa® is dedicated to providing you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting pathways to connect with lenders and USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. While FHA loans demand at least a 3.5% down payment, the USDA mortgage requires none, offering a zero down payment alternative.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MMMT Mortgage
  • 11815 Fountain Way, Suite 300, Newport News, VA, 23606
  • MMMT Mortgage is a premier mortgage company that has been serving home buyers in Virginia and Maryland since 2006. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you.
  • M&M Mortgage Team
  • 742 Thimble Shoals Boulevard, Suite A, Newport News, VA, 23606
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Old Point National Bank
  • 11780 Jefferson Ave, Suite C, Newport News, VA, 23606
  • Old Point is a family of organizations designed to meet all of your financial needs. Their employees live, work, and shop in the footprint in which they serve, and they pride themselves on creating a better community every day. Visit OldPoint.com to discover Old Point National Bank, Old Point Trust, Old Point Mortgage, and Old Point Insurance.
  • Johnson Mortgage Co LLC
  • 739 Thimble Shoals Blvd, Suite 507, Newport News, VA, 23606
  • Johnson Mortgage Company We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you
  • Garrett Mortgage
  • 11864 Canon Boulevard, Suite 103B, Newport News, VA, 23606
  • For over 30 years, garrett Realty Partners have been realty experts in Hampton Roads because of their knowledge of the area, the innovations they've made in the real estate industry, their passion for helping people and the opportunities they provide to their clients and their agents.
  • Friendly Federal Credit Union
  • 2000 Main Street, Aliquippa, PA, 15001
  • At Friendly Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full
  • A&S Federal Credit Union
  • 2283 Broadhead Road, Aliquippa, PA, 15001
  • The A & S Federal Credit Union was established in March of 1940 by a handful of individuals who foresaw the need for a financial institution to serve people of ordinary means. The credit union, formerly know as the A & S RR Employees Federal Credit Union, was formed with money deposited by people who worked on the Aliquippa & Southern Railroad.
  • Rediform Federal Credit Union
  • 3236 Lockport Road, Niagara Falls, NY, 14305
  • Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security