USDA Vs. FHA your options comparison in Lower-Milford, Lehigh County, PA

In 2025, the USDA loan limit for Lower-Milford in Lehigh county, PA is $298,080, whereas the FHA limit for a single-family home is $372,600.

Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in is optimal for your financial objectives.

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2025 Loan Limits and Down Payment Requirements in Lower-Milford, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Lower-Milford, PA

Lendersa® is devoted to securing the best possible USDA or FHA loan for you quickly and easily. Start by choosing one of three pathways that guide you to matched lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available solely in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Solutions, LLC
  • 19 Research Park Court, Saint Charles, MO, 63304
  • With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,
  • Equity Prime Mortgage Missouri
  • 6036 Weldon Spring Pkwy, Weldon Spring, MO, 63304
  • Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.
  • St. Charles Mortgage LLC
  • 633 Oregon Trail Ct, Saint Charles, MO, 63304
  • Saint Charles Mortgage LLC understands that a great factor to what makes a mortgage successful is personal connection. We strive to give our clients the highest quality customer service by getting to know where you are in life and making sure we understand where you want to be. We absolutely minimize your rate
  • Magnolia Mortgage, LLC
  • 5377 State Highway N, Suite 218, Cottleville, MO, 63304
  • Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern. In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
  • Montgomery VA Federal Credit Union
  • 345 Perry Hill Road, Montgomery, AL, 36109
  • The credit union was founded in 1946 by employees of the Veterans Administration in Montgomery, AL. It is our mission to offer quality service with a personal touch, ensure profitability & preserves the tradition of being a safe & secure member-owned cooperative.Membership in the credit union requires ownership of one or more shares of $25.00 each.
  • ASE Credit Union
  • 1000 Interstate Park Drive, Montgomery, AL, 36109
  • ASE Credit Union was established in 1954 as the Alabama State Employees' Credit Union. Years later, ASE was granted a Community Charter and we have been able to open our doors to everyone! If you live, work, worship or attend school in the 8 counties surrounding Montgomery, AL then you can join, too!Credit Union was established in 1954
  • Jefferson Bank and Trust Company
  • 100 The Legends Parkway, Eureka, MO, 63025
  • Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.
  • Flip Finance Real Estate Rehab Lending Services
  • 8 Hilltop Village Center Dr, Eureka, MO, 63025
  • "Flip Finance is a private money lender based out of St. Louis that provides financing for real estate investments. The loans are short term and based on the value of the property when rehabbed. Flip Finance will loan 100% of the purchase and in most cases the fix as well. Simply fill out the contact us"
  • Thomasville National Bank
  • PO Box 1999, Thomasville, GA, 31799
  • Thomasville Bank is to operate a sound and profitable company while serving the banking needs of the Thomasville/Thomas County community. We will strive to protect our customers deposits, meet their credit needs, & promote economic development throughout the community, while consistently generating strong returns on our shareholders' investment.