In 2026, the USDA loan limit for Lower-Milford in Lehigh county, PA is $298,080, whereas the FHA limit for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $298,080 | 0% |
| FHA | $372,600 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is devoted to securing the best possible USDA or FHA loan for you quickly and easily. Start by choosing one of three pathways that guide you to matched lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available solely in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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