USDA VS FHA in Lower-Milford, Lehigh County, PA

In 2025, the USDA loan limit for Lower-Milford in Lehigh county, PA is $298,080, whereas the FHA limit for a single-family home is $372,600.

Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in is optimal for your financial objectives.

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2025 Loan Limits and Down Payment Requirements in Lower-Milford, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Lower-Milford, PA

Lendersa® is devoted to securing the best possible USDA or FHA loan for you quickly and easily. Start by choosing one of three pathways that guide you to matched lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available solely in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BAC Community Bank Stockton
  • 3448 Deer Valley Road, Antioch, CA, 94531
  • For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
  • Delta Schools Federal Credit Union
  • 5123 Lone Tree Way, Antioch, CA, 94531
  • Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan
  • Empire Lending Group
  • 5097 Wagon Wheel Way, Antioch, CA, 94531
  • Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lone Tree Funding & Mortgage
  • 3731 Sunset Lane, Suite 108, Antioch, CA, 94509
  • We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years. Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002
  • Mai Realty & Loans
  • 17 W 18 St, Antioch, CA, 94509
  • At MAI REALTY & LOAN, INSURANCE. We are a one stop shop for all your real estate needs from finding homes, to getting commercial and residential loans, and getting the insurance that protects both your home and your family. We focus on making the process of buying a home or business easy for both our clients
  • E3 Realty & Loans 7/10/2018
  • 2157 Country Hills Drive, Suite 206, Antioch, CA, 94509
  • E3 Realty & Loans is an all-encompassing Real Estate & Mortgage Brokerage with 20 years of combined Real Estate, Finance and Marketing Expertise. Our team consists of the most Empowered professionals in the industry who Elevate the lives of their clients by providing unparalleled knowledge and strategy that no one else can deliver
  • Loans Realty Group
  • 3103 Delta Fair Boulevard, Antioch, CA, 94509
  • We pride ourselves in finding you the right loan product that will suit your financial needs. Our mortgage professionals are tops in the industry. One of the leading real estate brokers in California by providing excellent real estate services throughout the community. Our goal is to exceed your expectations in client satisfaction.
  • iFundRE.net
  • 404 Ridgewood Court, Antioch, CA, 94509
  • iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
  • Oregon Pacific Bank
  • 1365 Hwy 101, Florence, OR, 97439
  • Established on December 17, 1979 and headquartered in Florence, Oregon, we are proud to have full service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. Staffed by local decision makers, we specialize in offering holistic financial services to our local families and business owners. We are committed to aiding the growth
  • Solano Mortgage - Main St.
  • 520 Main St, Vacaville, CA, 95688
  • We are a mortgage lender, mortgage banker, direct lender . We process, underwrite and fund loans. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings