For 2025, the USDA loan limit in Quakertown, situated in the county of Bucks, PA, is set at $381,800. On the other hand, for single-family homes, the FHA loan limit is $529,000.
The Lendersa® USDA loan calculator is a useful tool to assess contemporary USDA versus FHA optimal rates. It clarifies the income, credit score, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program in Alabama that suits your specific financial circumstances best.
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| Loan Category | Maximum Loan Amount | Minimum Down Payment | |
| USDA | $381,800 | No Down Payment (0%) | |
| FHA | $529,000 | 3.5% Down Payment | |
| Conventional Conforming | $726,200 | 3% Down Payment Required |
At Lendersa®, our mission is to facilitate obtaining the most advantageous USDA or FHA loan with speed and minimal hassle. Start with one of three entry points to connect with matching lenders and appropriate USDA loan options.
A USDA home loan, supported by the U.S. Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Uniquely, the USDA mortgage loan does not require any down payment, unlike FHA loans, which have a minimum requirement of a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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