USDA and FHA Pro and Con in Quakertown, Bucks County, PA

For 2025, the USDA loan limit in Quakertown, situated in the county of Bucks, PA, is set at $381,800. On the other hand, for single-family homes, the FHA loan limit is $529,000.

The Lendersa® USDA loan calculator is a useful tool to assess contemporary USDA versus FHA optimal rates. It clarifies the income, credit score, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program in Alabama that suits your specific financial circumstances best.

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Loans and Deposit Requirements for 2025 in Quakertown, Bucks, PA

Loan Category Maximum Loan Amount Minimum Down Payment
USDA $381,800 No Down Payment (0%)
FHA $529,000 3.5% Down Payment
Conventional Conforming $726,200 3% Down Payment Required

Available USDA and FHA Loan Alternatives in Quakertown, PA

At Lendersa®, our mission is to facilitate obtaining the most advantageous USDA or FHA loan with speed and minimal hassle. Start with one of three entry points to connect with matching lenders and appropriate USDA loan options.

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Exploring USDA Loans in PA

A USDA home loan, supported by the U.S. Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Uniquely, the USDA mortgage loan does not require any down payment, unlike FHA loans, which have a minimum requirement of a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.
  • Money Service inc
  • 801-A S. Detroit Ave, Tulsa, OK, 74120
  • There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.
  • Pearl District Federal Credit Union
  • 1635 E 11th Street, Tulsa, OK, 74120
  • Your membership with Pearl District FCU is a personal one-on-one service experience. Our focus is on you, our members! The proven integrity of your credit union gives you the ability to manage your financial affairs even better. Membership provides a means for making safe and regular investments as well as obtain loans.
  • Vast Bank, National Association
  • 110 N Elgin Ave, Tulsa, OK, 74120
  • Vast Bank prides itself in being one of the few remaining independent banks in the Tulsa area with completely local ownership and management.We offer a full array of both personal and commercial banking products, competitively priced with the marketplace. Most importantly, Vast Bank is committed to offering our customers a level of personal service
  • Sharp Mortgage Corporation
  • 1647 East Third Street, Tulsa, OK, 74120
  • Sharp Mortgage Company is the leader in investment property loans throughout the Tulsa area. We offer low upfront costs, prompt decisions regarding your loan and most importantly, personalized service every time you call or visit our office We genuinely believe our investor clients improve the Tulsa neighborhoods.
  • The Peoples National Bank of Checotah
  • 300 W Gentry, Checotah, OK, 74426
  • Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
  • Saint Francis Federal Credit Union
  • 6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136
  • Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.
  • Energy One Federal Credit Union
  • 6100 S Yale Avenue, Suite 100, Tulsa, OK, 74136
  • Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
  • ZFG Mortgage
  • 6670 S. Lewis Ave, Suite 200, Tulsa, OK, 74136
  • ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
  • AMC Mortgage
  • 7211 S Yale Avenue, Tulsa, OK, 74136
  • AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
  • Dowell Federal Credit Union
  • 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105
  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
  • Mortgage Clearing Corporation
  • 5612 South Lewis Avenue, Tulsa, OK, 74105
  • "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"