USDA Vs. FHA Pro and Con comparison in Milford, Bucks County, PA

In the year 2025, the USDA loan limit for Milford, located in the county of Bucks, PA is $381,800, whereas the FHA maximum for a single-family residence is $529,000.

Explore the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. Determine the income, credit requirements, reserves, and documents necessary for approval. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the appropriate program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Milford, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Milford, PA

The intention of Lendersa® is to provide you with the finest USDA or FHA loans quickly and with ease. Opt for one of three initial routes that align you with appropriate lenders and USDA loan programs.

Lendersa USDA loan inquiry and matched results

Understanding USDA Loans in PA

A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, exclusive to rural areas. Unlike FHA loans which necessitate a 3.5% minimum down payment, no down payment is required for a USDA mortgage loan.

This provides a favorable option for prospective homeowners in rural areas to secure a home without the initial cost burden, thus promoting a thriving rural community throughout PA.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing. We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
  • Redmond Lending Group, LLC
  • 228 Holmes Ave NE, 5th Floor, Huntsville, AL, 35801
  • "Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help. To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"
  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
  • Goodfield State Bank
  • 201 S. Eureka Street, Goodfield, IL, 61742
  • In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915. Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920
  • The Southern Bank Company
  • 221 S Sixth St, Gadsden, AL, 35901
  • Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.
  • The Exchange Bank of Alabama
  • 230 N 3rd St, Gadsden, AL, 35901
  • Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.