USDA VS FHA in Eastlawn-Gardens, Northampton County, PA
In the year 2025, the USDA loan cap in Eastlawn-Gardens, county of Northampton, PA, is set at $298,080, whereas for a single-family home, the FHA limit is $372,600.
Utilize the Lendersa® USDA loan calculator to compare and analyze today's competitive USDA versus FHA rates. Determine the necessary income, credit, reserves, and essential documentation to qualify. Our advanced mortgage tool offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, supporting your decision on which program in is optimal for your financial needs.
2025 Loan Limits and Down Payment Requirements in Eastlawn-Gardens, County of Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Options in Eastlawn-Gardens, PA
The mission of Lendersa® is to help you secure the best available USDA or FHA loans swiftly and without hassle. Choose one of three starting points to connect with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Contrary to FHA loans that require at least a 3.5% down payment, a USDA loan does not require any down payment, benefiting eligible applicants significantly.
InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
Chisholm Trail State Bank is now Stryv. We’ve always strived to serve our customers and our communities with bold, tireless energy. Now, to better reflect our uncommon drive, we’ve taken a new name. The bank has grown and changed in recent years including its focus and growth toward the business community.
