In 2026, the USDA loan limit for London-Grove, in the county of Chester, PA, is set at $345,000. Meanwhile, the FHA limit for a single-family home stands at $431,250.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates, and understand the income, credit, reserves, and documentation needed for your qualification. Our enhanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping determine which program in Alabama is ideal for your financial needs.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to expedite the acquisition of the best possible USDA or FHA loan, efficiently and without stress. Begin with one of three starting points to pair with lenders and discover the USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage, exclusively offered in rural areas. A USDA mortgage does not require a down payment, setting it apart from FHA loans which demand at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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