In 2026, the USDA loan cap in Bethlehem, county of Northampton, PA is $298,080, while the FHA limit for a single-family home is $372,600.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Bethlehem, County of Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bethlehem, PA
Lendersa® aims to swiftly provide you with the most advantageous USDA or FHA loan without hassle. Begin with one of three options leading to matched lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines
People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.
DLP Lending leverages our years of experience and hundreds of successful investments & loans in both residential & commercial real estate, with a specialization on distressed acquisitions, to be able to provide lending options that banks & traditional sources simply are not able to provide in today’s market.
Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
740 Hamilton Street, Suite 300, Allentown, PA, 18101
Lends in Pennsylvania
People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient
Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.
GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.
1101 Hamilton Street, Suite 305, Allentown, PA, 18101
Lends in Pennsylvania
Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending.
Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102
Lends in Pennsylvania
Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,
