USDA Loan Vs. FHA loan pro & con for Bethlehem, Northampton County, PA

In 2025, USDA loan limit in Bethlehem, county of Northampton, PA is $298,080 while FHA limit is $372,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bethlehem, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 489-3603 1885 miles Lender's profile and map Reviews Pacific Horizon Credit Union 96 East Center Street, Springville, UT, 84663 Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(801) 489-3679 1885 miles Lender's profile and map Reviews Nebo Credit Union 730 East 300 South, Springville, UT, 84663 Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
(801) 376-2788 1885 miles Lender's profile and map Reviews 9 Year Mortgage 2343 Deer Creek Way, Springville, UT, 84663 9 Year Mortgage approach is unlike other debt elimination strategies in that it will not harm your credit. Our program is designed to pay off all of your debts, in full and on time. Our average client is able to eliminate all of their debt, including their mortgage, in about 9 years. While expensive self help programs.
(801) 836-7442 1885 miles Lender's profile and map Reviews Mortgage Zone, LLC 1190 North Main, Suite 20, Springville, UT, 84663 Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
(208) 529-0821 1886 miles Lender's profile and map Reviews Nexus Mortgage Lending 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402 At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
(877) 665-5259 1886 miles Lender's profile and map Reviews Copper River Funding 1070 River Walk Dr, Suite 258, Idaho Falls, ID, 83402 Copper River Funding offers individuals convenient access to the rewarding opportunities available through private commercial real estate bridge lending. Our disciplined and risk-controlled strategy is designed to help you protect your capital and generate high current income. The members of the CRF management team have amassed over 40 years
(800) 763-2810 1886 miles Lender's profile and map Reviews Trust Alliance Capital 2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402 Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
(801) 370-9877 1888 miles Lender's profile and map Reviews Capital Assets Utah Valley, Inc. 2696 North University Avenue, Suite 236, Provo, UT, 84604 Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
(801) 272-9454 1889 miles Lender's profile and map Reviews First Utah Bank 3826 South 2300 East, Salt Lake City, UT, 84109 First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
(801) 890-0985 1889 miles Lender's profile and map Reviews Mortgage Brokers, LLC 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109 Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
(801) 713-4800 1889 miles Lender's profile and map Reviews EverLEND Mortgage Company 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109 EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.