USDA Loan Vs. FHA loan pro & con Springettsbury, York County, PA

In 2025, the USDA loan limit for Springettsbury, York County, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates and determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA side by side, aiding in deciding on the best program in for your financial situation.

Exploring USDA and FHA Loan Options in Springettsbury, PA

Lendersa® is committed to finding you the best USDA or FHA loans quickly with minimal hassle. Choose from three initial pathways that direct you to lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is designated for rural regions, and unlike FHA loans that need a minimum 3.5% down payment, no down payment is required for USDA loans.

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(888) 334-2262 Lender's profile and map Reviews ACNB Bank 100 V-Twin Drive, Gettysburg, PA, 17325 ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage
(844) 413-5463 Lender's profile and map Reviews FCB Bank 100 V-Twin Drive, Gettysburg, PA, 17325 As a division of ACNB Bank, FCB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of five community banking offices located in Frederick County, MD. ACNB Bank is a wholly-owned subsidiary of ACNB Corporation.
(410) 420-2071 Lender's profile and map Reviews 212 Mortgage Group Inc 1676 Campbell Road, Forest Hill, MD, 21050 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
(717) 957-9966 Lender's profile and map Reviews Hometown Mortgage Resources Inc 1612 State Rd, Duncannon, PA, 17020 At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
(410) 457-4870 Lender's profile and map Reviews Blevins Home Mortgage 2114 Swartz Rd, Darlington, MD, 21034 Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.
(410) 336-4329 Lender's profile and map Reviews Freeland Financial 2104 Appaloosa Drive, Fallston, MD, 21047 Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..
(888) 532-5674 Lender's profile and map Reviews US Mutual Home Loans Inc 201 International Circle, Suite 230, Hunt Valley, MD, 21030 We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
(410) 683-1500 Lender's profile and map Reviews Alliance Mortgage Funding Inc 111 Warren Road, Suite 10A, Cockeysville, MD, 21030 Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
(410) 628-0500 Lender's profile and map Reviews Freedmont Mortgage Group 50 Scott Adam Rd, Cockeysville, MD, 21030 Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
(410) 663-8900 Lender's profile and map Reviews Ritter Mortgage Group 1230 Nottingham Road, Westminster, MD, 21157 The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
(410) 925-6412 Lender's profile and map Reviews MortgageOne, LLC 102 Skyline Ct, Westminster, MD, 21157 We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
(888) 339-3334 Lender's profile and map Reviews MidAtlantic Farm Credit 45 Aileron Ct., Westminster, MD, 21157 MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.