For 2025, the USDA loan limit in Emigsville, situated within York county, PA, is $336,500. The FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your specific financial situation.
2025 Loan Limits and Down Payment Needs in Emigsville, York, PA
Loan Category
Loan Maximum
Required Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Emigsville, PA
Lendersa® seeks to swiftly and effortlessly connect you with the best USDA or FHA loan. Select one of three pathways to align with lenders and access USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan, is available solely in rural regions. In contrast to FHA loans that require a 3.5% minimum down payment, the USDA mortgage does not require any down payment.
TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
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