USDA Vs. FHA your options comparison in Loyalhanna, Westmoreland County, PA

In 2026, the USDA loan limit for Loyalhanna, located in the county of Westmoreland, PA, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare the best USDA vs. FHA rates available today. Determine necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in .

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2026 Loan Limits and Down Payment Needs in Loyalhanna, County of Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Loyalhanna, PA

Lendersa® aims to offer you the best USDA or FHA loans quickly and easily. Choose from three options to find matching lenders for USDA loan programs.

Overview of Lendersa USDA loan requests

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Loyalhanna Lenders

  • Commercial Bank and Trust of PA
  • 900 Ligonier Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.

  • Westmoreland Federal Savings and Loan Association
  • 322 Main Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.

  • Vasco Federal Credit Union
  • 432 Depot Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.

  • Lesco Federal Credit Union
  • 2613 Ligonier Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.

  • Latrobe Federal Credit Union
  • 1812 Ligonier Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.

  • Latrobe Area Hospital Federal Credit Union
  • 121 W 2nd Avenue, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.

  • AAA Mortgage Money LLC
  • 30 Saxman Dr., Latrobe, PA, 15650
  • Lends in Pennsylvania
  • AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.

  • Derry Area Federal Credit Union
  • 160 East First Avenue, Derry, PA, 15627
  • Lends in Pennsylvania
  • The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.

  • Westmoreland Financial Services of Pa Inc
  • 305 W Main St, Ligonier, PA, 15658
  • Lends in Pennsylvania
  • Westmoreland Financial Services of Pennsylvania Inc. is a mortgage broker committed to providing businesses and consumers with individual attention and professional financial solutions. We deliver superior personal service in a consolidation financial services environment which increasingly deemphasized service.