USDA Vs. FHA your options comparison in Loyalhanna, Westmoreland County, PA

In 2025, the USDA loan limit for Loyalhanna, located in the county of Westmoreland, PA, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare the best USDA vs. FHA rates available today. Determine necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in .

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2025 Loan Limits and Down Payment Needs in Loyalhanna, County of Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Loyalhanna, PA

Lendersa® aims to offer you the best USDA or FHA loans quickly and easily. Choose from three options to find matching lenders for USDA loan programs.

Overview of Lendersa USDA loan requests

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Citizens Bank (FCB)
  • 2601 4th St SW, Mason City, IA, 50401
  • First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
  • North Iowa Community Credit Union
  • 640 South Federal Ave, Mason City, IA, 50401
  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you. we offered our members confidential credit and systematic savings plans.
  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
  • Citizens Bank
  • 655 St. Louis Street, Batesville, AR, 72501
  • Citizens Bank now exceeds assets of $1.1 billion and remains headquartered in Batesville, AR. Citizens Bank is a financial services organization committed to meeting the needs of the communities it serves. Our progressive community Banking model focuses on the delivery of exceptional customer service while employing advanced technology.
  • FLAG Credit Union
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  • 104 East Maple Street, Spooner, WI, 54801
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  • 102 5th Avenue, Shell Lake, WI, 54871
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.
  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
  • Wood & Huston Bank
  • 27 E North St, Marshall, MO, 65340
  • "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
  • Bank 21
  • 586 West Arrow, Marshall, MO, 65340
  • Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.
  • Community Bank of Marshall
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  • Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.