USDA Vs. FHA Pro and Con comparison in Latrobe, Westmoreland County, PA
In 2025, the USDA loan limit for Latrobe, located in the county of Westmoreland, PA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA side by side, helping you decide which program in is optimal for your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Latrobe, County of Westmoreland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Latrobe, PA
The aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan. Initiate with one of three strategies to find matching lenders and explore USDA loan programs.
The USDA home loan, alternatively known as the USDA rural development loan, is a mortgage backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none at all.
Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
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Lambda Funding was founded by investors, for investors. We are experts at recognizing your needs and helping you scale your business through both private and hard money options. Our programs offer our investors the flexibility to support and grow any investment strategy.
Apollo Bank is a locally owned and operated community bank based in Miami/South Florida specializing in delivering customer-focused banking services. The Bank is committed to providing comprehensive banking solutions in conjunction with the best banking technology to local businesses, professionals
Miami Federal Credit Union has been serving Federal, State, Municipal, Dade County, City of Miami government employees and their family members in Miami -Dade, Broward, Monroe, and Palm Beach Counties since 1954. With a high rating from the NCUA, the credit unions’ regulatory agency.
LendComet is a mortgage broker based out of Miami, FL. We assist home buyers in getting some of the best rates for mortgage loans and also ReFinancing opportunities. Our priority is making the loan application process simple and easy. We are here for you every step of the way. We've been helping customers afford the home
Brickell Capital Finance has been offering financial solutions to various businesses nationwide for over 15 years and with thousands of clients. We are committed to serving the needs of each and every one of our clients including those with little or troubled credit history by providing the best financial solutions available.
Onyx Funding LLC is a leading, national provider of financing services to the commercial real estate industry. Our diverse and innovative structuring expertise, vast lender knowledge and relationships, and everyday market experience enable us to customize unparalleled financing solutions for any type of investment property.
home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
