USDA Vs. FHA your options comparison in Latrobe, Westmoreland County, PA
In 2026, the USDA loan limit for Latrobe, located in the county of Westmoreland, PA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA side by side, helping you decide which program in is optimal for your specific financial situation.
Loan Limits and Down Payment Requirements for 2026 in Latrobe, County of Westmoreland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Latrobe, PA
The aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan. Initiate with one of three strategies to find matching lenders and explore USDA loan programs.
The USDA home loan, alternatively known as the USDA rural development loan, is a mortgage backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none at all.
Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.
Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.
VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.
On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.
As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.
Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.
AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.
Westmoreland Financial Services of Pennsylvania Inc. is a mortgage broker committed to providing businesses and consumers with individual attention and professional financial solutions. We deliver superior personal service in a consolidation financial services environment which increasingly deemphasized service.
