USDA and FHA Pro and Con in Kutztown-University, Berks County, PA
In 2025, the USDA loan limit in Kutztown-University within Berks county, PA, is set at $285,000, while the FHA loan limit for a single-family home is capped at $356,362.
Leverage the Lendersa® USDA loan calculator to efficiently compare today's leading USDA and FHA rates. It helps you assess the income, credit score, reserves, and documentation needed for qualification. Our enhanced mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimum program in for your financial condition.
2025 Loan Limits and Down Payment Requirements in Kutztown-University, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Kutztown-University, PA
The primary goal of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and without hassle. Choose one of three starting options that connect you with matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the government's Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment, offering a distinct advantage to prospective buyers.
Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
The Bank of New Glarus is headquartered in New Glarus, Wisconsin and has branch offices located in New Glarus, Belleville, Monroe, Juda and Brodhead, with a loan production office located in Madison. As the largest deposit bank in Green County, it offers a full range of financial products and services to its customers
ISPFCU are insured by the National Credit Union Administration (NCUA). This is a federal agency that insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
Imperial Credit Union to provide small loans and a place for members to save money. It was often impossible for African-Americans to receive such services at that time. Several years later, the Credit Union was expanded to become the Illinois Conference Imperial Credit Union so that we could serve the members and their families
Our basic mission is to provide you with a safe place to keep your money, a sound place to have it grow, and a trusted place to borrow from. The First National Bank in Tigerton (FNB-Tigerton) is a community bank locally owned and operated. It has provided full service banking to it's neighbors and friends in Shawano.
Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
springfield City Employees Credit Union is a member-owned financial institution committed to the international credit union philosophy of “People Helping People.” That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates
INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.
