USDA Vs. FHA your options comparison in Kutztown-University, Berks County, PA
In 2025, the USDA loan limit in Kutztown-University within Berks county, PA, is set at $285,000, while the FHA loan limit for a single-family home is capped at $356,362.
Leverage the Lendersa® USDA loan calculator to efficiently compare today's leading USDA and FHA rates. It helps you assess the income, credit score, reserves, and documentation needed for qualification. Our enhanced mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimum program in for your financial condition.
2025 Loan Limits and Down Payment Requirements in Kutztown-University, Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Kutztown-University, PA
The primary goal of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and without hassle. Choose one of three starting options that connect you with matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the government's Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment, offering a distinct advantage to prospective buyers.
As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
Western Bank has been committed to servicing our customers & the local community for over 100 years. As a hometown bank with local decision-making, we are dedicated to producing & offering to our community a wide range of banking services of exceptional value. Utilizing talented, knowledgeable employees & quality, highly accurate delivery systems.
Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
Citizens Bank now exceeds assets of $1.1 billion and remains headquartered in Batesville, AR. Citizens Bank is a financial services organization committed to meeting the needs of the communities it serves. Our progressive community Banking model focuses on the delivery of exceptional customer service while employing advanced technology.
City & County Employees Federal Credit Union Our Mission is to provide our member/owners with financial solutions and outstanding personal service. By creating opportunities to grow and diversify our services, we will promote the economic strength of our present and future members.
Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life and Trades & Labor received its state charter on January 2, 1958 under the name of "Albert Lea-Blue Earth Building
UECU opened its doors for business as the Wilson & Company Albert Lea Employees Credit Union. They recognized the dire need for reasonable, well-priced financial services for a large number of employees and family members.In the early 1980's UECU began to expand the field of membership to include other employee groups
Park State Bank is a full service financial institution that has been serving the good people of Minnesota since 1916. We have a long history of meeting the financial needs of the Steel Workers of the Morgan Park Steel Plant until its closing in the 1980s. In 1997 we built an office in Lincoln Park neighborhood, where we found an active community.
