USDA Vs. FHA Pro and Con comparison in Greenwich, Berks County, PA

For 2025, the USDA loan limit in Greenwich, Berks, PA is $336,500, while the limit for FHA is set at $472,030 for a single-family home.

The Lendersa® USDA loan calculator allows you to compare current USDA and FHA rates. Check your eligibility by assessing income, credit, reserves, and documentation. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, guiding you in finding the best option for your needs in .

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2025 Loan Limits and Downpayment Details in Greenwich, Berks, PA

Loan Type Loan Cap Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Greenwich, PA

Lendersa® strives to provide the quickest and most efficient path to USDA or FHA loans. Choose from three strategies leading to matching lenders and USDA loan programs.

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About USDA Loans in PA

USDA home loans, backed by the U.S. Department of Agriculture, also known as USDA rural development loans, are available exclusively in rural neighborhoods. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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