USDA VS FHA in Greenwich, Berks County, PA

For 2026, the USDA loan limit in Greenwich, Berks, PA is $336,500, while the limit for FHA is set at $472,030 for a single-family home.

The Lendersa® USDA loan calculator allows you to compare current USDA and FHA rates. Check your eligibility by assessing income, credit, reserves, and documentation. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, guiding you in finding the best option for your needs in .

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2026 Loan Limits and Downpayment Details in Greenwich, Berks, PA

Loan Type Loan Cap Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Greenwich, PA

Lendersa® strives to provide the quickest and most efficient path to USDA or FHA loans. Choose from three strategies leading to matching lenders and USDA loan programs.

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About USDA Loans in PA

USDA home loans, backed by the U.S. Department of Agriculture, also known as USDA rural development loans, are available exclusively in rural neighborhoods. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenwich Lenders

  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Lends in Pennsylvania
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.

  • New Tripoli Bank
  • 6748 Madison Street, New Tripoli, PA, 18066
  • Lends in Pennsylvania
  • New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.

  • Mortgage Lehigh Valley
  • 3261 Route 100, Suite 100, Macungie, PA, 18062
  • Lends in Pennsylvania
  • My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013.
    On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience

  • APCI Federal Credit Union
  • 6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106
  • Lends in Pennsylvania
  • APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience.

    As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • Lends in Pennsylvania
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • Traditional Mortgage LLC
  • 682 N. Brookside Road, Suite 101, Allentown, PA, 18106
  • Lends in Pennsylvania
  • Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Consumer Trust Mortgage
  • 2 Windsor Plaza, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.

  • Univest Home Loans
  • 4600 Broadway, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Univest Home Loans is a division of Univest Bank and Trust Co. As a wholly-owned subsidiary of Univest Financial Corporation (UVSP) which was founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations throughout the Mid-Atlantic Region.

  • Allentown Mortgage Corporation
  • 2067 Walbert Ave, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Allentown Mortgage Corp’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Allentown Mortgage Corp will be able to get a complete look at your financial situation