USDA VS FHA in Mahanoy, Schuylkill County, PA

In 2025, the USDA loan limit in Mahanoy, within Schuylkill county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA and identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Mahanoy, Schuylkill County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Mahanoy, PA

Lendersa® is dedicated to helping you secure the best possible USDA or FHA loans swiftly and without hassle. Pick from one of three starting options to connect with suitable lenders and USDA loan programs.

Outcomes of Lendersa USDA loan request and matching

Defining the USDA Loan in PA

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are available with no down payment, providing a significant advantage for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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