USDA Vs. FHA Pro and Con comparison in Mahanoy-City, Schuylkill County, PA

For 2025, the USDA loan limit in Mahanoy-City, located within Schuylkill, PA, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to assess current USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage tool, USDA, FHA, Conforming, and VA loans are viewed side by side, assisting in choosing the best program in to suit your financial situation.

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Loan Limits and Down Payment Specifications for 2025 in Mahanoy-City, Schuylkill, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Mahanoy-City, PA

The mission at Lendersa® is to provide you with the best USDA or FHA loan quickly and hassle-free. Choose one of the three initial options leading to connected lenders and relevant USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 12700 Townepark Way, Suite 317, Louisville, KY, 40243
  • L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
  • 1st Look Mortgage, LLC
  • 11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
  • At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
  • Securitas Mortgage
  • 913 Lily Creek Road, Suite 201, Louisville, KY, 40243
  • Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
  • Old Colonial Mortgage
  • 916 lily Creek Road, Suite 201, Louisville, KY, 40243
  • Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
  • Fair Way Lending
  • 918 Lily Creek Road, Suite 202, Louisville, KY, 40243
  • "We are a mortgage lender dedicated to treating each and every client the “Fair Way”. ​ We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
  • First Commonwealth Mortgage Corp
  • 12004 Shelbyville Road, Louisville, KY, 40243
  • Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
  • Broker House Lending
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  • From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.
  • Greenville Federal Credit Union
  • 1501 Wade Hampton Blvd, Greenville, SC, 29609
  • Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968