USDA Vs. FHA your options comparison in Mahanoy-City, Schuylkill County, PA

For 2025, the USDA loan limit in Mahanoy-City, located within Schuylkill, PA, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to assess current USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage tool, USDA, FHA, Conforming, and VA loans are viewed side by side, assisting in choosing the best program in to suit your financial situation.

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Loan Limits and Down Payment Specifications for 2025 in Mahanoy-City, Schuylkill, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Mahanoy-City, PA

The mission at Lendersa® is to provide you with the best USDA or FHA loan quickly and hassle-free. Choose one of the three initial options leading to connected lenders and relevant USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st United Mortgage LLC
  • 2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
  • 1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.
  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
  • Solid Property Mortgage
  • 7825 Georgetown Circle, Suwanee, GA, 30024
  • Nizar Ali a Mortgage Broker with Solid Property Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Solid Property Mortgage LLC Offer various loan products - Conventional, Jumbo Mortgages, FHA & VA. Great Rates with Superior Service !!!
  • United Capital Company LLC
  • 1325 Satellite Blvd NW, Building 1200, Suite 1203, Suwanee, GA, 30024
  • At Timeline Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Arch Capital Inc
  • 4411 Suwanee Dam Road, Suite 760, Suwanee, GA, 30024
  • Arch Capital Inc provide innovative mortgage solutions for various situations, including: Conventional and Jumbo loans, Fixed and Adjustable Rate options, and government options, including FHA, VA and USDA loans. Contact a home loan specialist today for more information or apply online
  • Nations First Home Mortgage Inc
  • 5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
  • Nations First Mortgage Inc is a company that provides a high level of expertise and service in the mortgage industry. We will provide superior personal service to buyers. We take pride in knowing that 70% of our business comes from repeat clients and their referrals. Our responsibility as mortgage professionals is to determine.
  • Northstar Mortgage
  • 2955 Horizon Park Drive, Suite A, Suwanee, GA, 30024
  • Northstar Mortgage is a locally owned and operated mortgage company located in Suwanee, GA. With more than two decades of experience serving the mortgage needs of our fellow Georgians, we have gained the knowledge of the industry that allows us to look out for the best interest of our clients and help them make wise and informed decisions.
  • MyLendingPal, Inc
  • 5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
  • MyLendingPal was founded in 2018 by the founders and operators of Nations First Home Mortgage Inc, company located in Suwanee GA. MyLendingPal is owned and operated by Ricky Merchant, Ricky is Roger Merchant’s son founder of Nations First Home Mortgage Inc. MyLendingPal is currently licensed in State of Georgia