USDA Vs. FHA your options comparison in Shenandoah, Schuylkill County, PA
In 2025, within Schuylkill County, Shenandoah, PA, the USDA loan limit is $336,500; the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA. Determine necessary income, credit requirements, reserves, and documentation to qualify. Our enhanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable plan in for your financial setup.
2025 Loan Limits and Down Payment Requirements in Shenandoah, Schuylkill, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Shenandoah, PA
The aim of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loans for you. Start with one of three paths that match you with lenders and the appropriate USDA loan programs.
The USDA home loan is a government-backed mortgage, often called a USDA rural development loan, and is available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirements, making them more accessible for eligible individuals.
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