USDA and FHA Pro and Con in Hermitage, Mercer County, PA
In 2025, the USDA loan limit for Hermitage in Mercer County, PA, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA versus FHA rates, determining the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Hermitage, Mercer, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Hermitage, PA
Lendersa® aims to quickly secure you the best USDA or FHA loan, free from hassle. Start by choosing one of three pathways to connect with lenders and discover ideal USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. This loan, available only in rural areas, requires no down payment, unlike FHA loans that demand at least 3.5% down.
Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.
In order to better serve our customers
AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
