USDA Loan Vs. FHA loan for Hermitage, PA 2026

In 2026, the USDA loan limit for Hermitage in Mercer County, PA, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's best USDA versus FHA rates, determining the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in .

USDA & FHA Loan Options in Hermitage, PA

Lendersa® aims to quickly secure you the best USDA or FHA loan, free from hassle. Start by choosing one of three pathways to connect with lenders and discover ideal USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. This loan, available only in rural areas, requires no down payment, unlike FHA loans that demand at least 3.5% down.

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Hermitage Lenders
(724) 981-2973 Lender's profile and map Pennstar Federal Credit Union 4139 East State Street, Hermitage, PA, 16148 Lends in Pennsylvania Your Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
(724) 981-9410 Lender's profile and map Mercer County Community Federal Credit Union 559 N Hermitage Road, Hermitage, PA, 16148 Lends in Pennsylvania Mercer County Community FCU is not just for teachers – we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members.
(724) 588-5420 Lender's profile and map Greenville Savings Bank 233 Main Street, Greenville, PA, 16125 Lends in Pennsylvania Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
(724) 588-6119 Lender's profile and map Bessemer System FCU 106 Woodfield Drive, Greenville, PA, 16125 Lends in Pennsylvania Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
(440) 255-1199 Lender's profile and map Mortgage Placement Services 226 Mohawk Drive, New Castle, PA, 16105 Lends in Pennsylvania Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.