USDA Vs. FHA your options comparison in Sharpsville, Mercer County, PA

In 2026, the USDA loan limit for Sharpsville in Mercer county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in fits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Sharpsville, Mercer County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Sharpsville, PA

The mission of Lendersa® is to quickly secure the best USDA or FHA loans for you without hassle. Choose one of the three starting points below to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas, differing from FHA loans, which require at least a 3.5% down payment, as USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Dream Financial
  • 1038 Leigh Avenue, Suite 218, San Jose, CA, 95126
  • American Dream Financial was founded in 2002, with our office in Campbell, California. Offering our clients an array of loan programs to serve their home financing needs. Our experienced Mortgage brokers span over 15 years in the Mortgage Business. Providing service with experience you can trust.

  • NeoTech Realty
  • 29400 Kohoutek Way, Suite 140, Union City, CA, 94587
  • We have a common goal: Making you a homeowner. Let's make it happen. Ensuring you exceptional service at every step of your home buying process. Search listings from the convenience of your home.Be the 1st to get new listings that match your criteria. Luz Delgado have been helping families in Northern California buy & sell homes for over 20 years.

  • Pacific Green Funding
  • 29300 Kohoutek Way, Suite 110, Union City, CA, 94587
  • We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.

  • Aiyar, Bala G
  • 4701 Rose Way, Union City, CA, 94587
  • Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.

  • MRL Group
  • 3982 Horner Street, Suite C, Union City, CA, 94587
  • MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.

  • Bay Cities Credit Union
  • 22777 Main St, Hayward, CA, 94541
  • Bay Cities Credit Union is located in Hayward, CA, United States and is part of the Depository Credit Intermediation Industry. Bay Cities Credit Union has 33 total employees across all of its locations and generates $2.27 million in sales (USD). There are 2 companies in the Bay Cities Credit Union corporate family.

  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.

  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.

  • Harvest Real Estate Group, Incorporated
  • 20876 Wilbeam Ave, Castro Valley, CA, 94546
  • Harvest Investments is a real estate group based in the San Francisco Bay Area. It was founded in 1991 as a collaboration between a husband and wife: he pounded the pavement for their clients while she managed the back-end coordinating of each real estate transaction. Their business grew steadily by word of mouth, expanding slowly.

  • BayCal Mortgage
  • 3553 Castro Valley Blvd, Suite H, Castro Valley, CA, 94546
  • "BayCal Capital is a client-focused and trustworthy company, providing ethical and sound advice in real estate & lending.

    Our team of professional Realtors and Mortgage Originators, come with an extensive amount of experience in the Real Estate industry, and are available at any time."

  • ERATE®
  • 4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
  • ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer.

    ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.