USDA Vs. FHA Pro and Con comparison in Sharpsville, Mercer County, PA
In 2025, USDA loan limit in Sharpsville, county of Mercer, PA is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Sharpsville, county of Mercer, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Sharpsville, PA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product
5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317
Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members
225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317
At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317
"State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise.
SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."
Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.
Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members.
We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
