USDA Loan Vs. FHA loan pro & con Sharpsville, Mercer County, PA

In 2026, the USDA loan limit for Sharpsville in Mercer county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in fits your financial needs best.

USDA and FHA Loan Options in Sharpsville, PA

The mission of Lendersa® is to quickly secure the best USDA or FHA loans for you without hassle. Choose one of the three starting points below to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas, differing from FHA loans, which require at least a 3.5% down payment, as USDA mortgages require none.

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Sharpsville Lenders
(724) 981-2973 Lender's profile and map Pennstar Federal Credit Union 4139 East State Street, Hermitage, PA, 16148 Lends in Pennsylvania Your Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
(724) 981-9410 Lender's profile and map Mercer County Community Federal Credit Union 559 N Hermitage Road, Hermitage, PA, 16148 Lends in Pennsylvania Mercer County Community FCU is not just for teachers – we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members.
(724) 588-5420 Lender's profile and map Greenville Savings Bank 233 Main Street, Greenville, PA, 16125 Lends in Pennsylvania Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
(724) 588-6119 Lender's profile and map Bessemer System FCU 106 Woodfield Drive, Greenville, PA, 16125 Lends in Pennsylvania Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
(440) 255-1199 Lender's profile and map Mortgage Placement Services 226 Mohawk Drive, New Castle, PA, 16105 Lends in Pennsylvania Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.