In 2025, the USDA loan cap in Moosic of Lackawanna county, PA, is $336,500. Meanwhile, the FHA cap for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s goal is to deliver the best USDA or FHA loans swiftly and effortlessly. Select one of three starting paths to connect with matching lenders and the USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available specifically in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, presenting a financial advantage for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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