For 2026, the USDA loan limit in Old-Forge, county of Lackawanna, PA, is $285,000, whereas the FHA cap for a single-family home is set at $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate USDA versus FHA best rates today. Assess the necessary income, credit level, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision-making for the best fit in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to promptly and easily connect you with the best USDA or FHA loans available. Select one of three starting points to match lenders and discover USDA loan programs.
The USDA home loan, also known as a USDA rural development loan, is a government-guaranteed mortgage available only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, there is no down payment for USDA loans.
Enter your location to find out if it qualifies for USDA rural housing loan?
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