FHA Vs. USDA loan program for Duryea, Luzerne County, Pennsylvania

In 2026, the USDA loan limit for Duryea in Luzerne county, PA, is $336,500, whereas the FHA limit for a single-family house stands at $472,030.

Use the Lendersa® USDA loan calculator to assess the best current USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial situation in Alabama.

USDA and FHA Loan Choices in Duryea, PA

The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan promptly and effortlessly. Choose one of three starting strategies to match with lenders and USDA loan options.

Understanding USDA Loans in PA

A USDA home loan is backed by the government via the Department of Agriculture, often called a USDA rural development loan. These loans are intended for rural areas and do not require a down payment, unlike FHA loans which need a minimum 3.5% down payment.

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(248) 529-3024 Lender's profile and map Reviews Multiresource, Inc 376 Beach Farm Circle, Suite 746, Highland, MI, 48357 We are your family owned neighborhood Mortgage Brokerage serving Michigan. We work with stellar top tier lenders to offer you the most competitive products on the market. We are veteran and woman owned and operated. MultiResource is here to serve you for ALL of your home financing needs.
(248) 202-6911 Lender's profile and map Reviews Opportunity Home Lending LLC 2591 Overbrook, Highland, MI, 48357 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5178997356 Lender's profile and map Reviews Cluett Capital Partners 14 Ridgeway Street, Ann Arbor, MI, 48104 Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.
(734) 662-8200 Lender's profile and map Reviews University of Michigan Credit Union 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104 UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
(734) 662-1600 Lender's profile and map Reviews Bank of Ann Arbor 125 S. Fifth Ave, Ann Arbor, MI, 48104 Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
(734) 741-5858 Lender's profile and map Reviews University Bank 2015 Washtenaw Avenue, Ann Arbor, MI, 48104 University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
(800) 686-2404 Lender's profile and map Reviews Home Point Financial Corporation 2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105 Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint \| homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
(734) 234-0764 Lender's profile and map Reviews Giniel Financial Group, Inc 735 Victors Way, Ann Arbor, MI, 48108 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(919) 390-1775 Lender's profile and map Reviews Triangle Mortgage 111 Brooks Ave, Raleigh, NC, 27607 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(740) 532-2856 Lender's profile and map Reviews Liberty Bank (Ohio) 314 Park Ave, Ironton, OH, 45638 Liberty Bank traces its history back to the decade preceding the "Gay Nineties" when a group of Ironton businessmen and workingman formed a "Terminating" type of building and loan association, chartered as "The German American Workingmen's Building Association." A certain number of men subscribed to shares
(984) 260-0884 Lender's profile and map Reviews Classic Carolina Realty 5842 Fayetteville Road, Suite 113, Durham, NC, 27713 Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.