USDA Loan Vs. FHA loan for Duryea, PA [Luzerne County Rates 2023]

In 2025, USDA loan limit in Duryea, county of Luzerne, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Duryea, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(855) 505-0200 948 miles Lender's profile and map Reviews Flow America Mortgages LLC 5401 South Kirkman, Suite 310, Orlando, FL, 32819 Flow America is located in Orlando and serves all of Central Florida. Our team is highly qualified with extensive experience in real estate and financial markets. You can finance different types of real estate: houses, apartments, townhomes or commercial developments. We work Transperantly, avoiding Surprises.
(407) 730-9899 948 miles Lender's profile and map Reviews The Money House, Inc. 8751 Commodity Cir, Suite 17, Orlando, FL, 32819 Moneyhouse has been the # 1 non-depository mortgage bank in closings in Puerto Rico for the past 11 years. We are a full-service direct lender mortgage banking company offering a diverse array of products for home loan needs. Moneyhouse is committed to families. Moneyhouse understands the sensitivity that comes with making big family.
(321) 424-6088 948 miles Lender's profile and map Reviews My Florida Mortgage Solutions, INC. 6236 Kingspointe, Suite 8, Orlando, FL, 32819 My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
(321) 430-6930 948 miles Lender's profile and map Reviews Florida Funding 7329 Greenbriar Pkwy, Orlando, FL, 32819 "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
732.397.2288 948 miles Lender's profile and map Reviews Homespire Mortgage 9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819 Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
(407) 352-4292 948 miles Lender's profile and map Reviews Battles Capital Investment Inc - PrivateInvestor.com 7512 Dr. Phillips Blvd, Orlando, FL, 32819 Battles Capital Investments Inc. - PrivateInvestor.com \| Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.
407-233-4077 948 miles Lender's profile and map Reviews American Liberty Mortgage - Orlando, FL 7575 Dr. Phillips Blvd. #360, Orlando, FL, 32819 American Liberty Mortgage – Orlando, FL is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in Orlando and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loans. American Liberty Mortgage, Inc.
(850) 785-6103 948 miles Lender's profile and map Reviews Bay Credit Union 601 N Highway 231, Panama City, FL, 32405 Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
(850) 769-3207 948 miles Lender's profile and map Reviews First National Bank Northwest Florida 101 East 23rd Street, Panama City, FL, 32405 First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
(850) 769-3306 948 miles Lender's profile and map Reviews Panhandle Credit Union 2718 Martin Luther King Jr, Blvd Panama City, FL, 32405 Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
850-250-0865 948 miles Lender's profile and map Reviews Oasis Mortgage 3707 W. 23rd Street Suite A., Panama City, FL, 32405 Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.