In 2025, the USDA loan limit for Duryea in Luzerne county, PA, is $336,500, whereas the FHA limit for a single-family house stands at $472,030.
Use the Lendersa® USDA loan calculator to assess the best current USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan promptly and effortlessly. Choose one of three starting strategies to match with lenders and USDA loan options.
A USDA home loan is backed by the government via the Department of Agriculture, often called a USDA rural development loan. These loans are intended for rural areas and do not require a down payment, unlike FHA loans which need a minimum 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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