USDA Loan Vs. FHA loan for Taylor, PA [Lackawanna County ]

In 2026, the USDA loan limit in Taylor, located within Lackawanna county, PA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA optimal rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program best suited to your financial needs in .

USDA and FHA Loan Options in Taylor, PA

The primary aim of Lendersa® is to secure the best possible USDA or FHA loan swiftly and without hassle. Choose one of the available starting paths to connect effectively with matching lenders and access the USDA loan programs tailored to your needs.

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What Constitutes a USDA Loan in PA?

The USDA home loan, assured by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering a significant financial advantage to qualifying rural homebuyers seeking flexible financing options.

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Taylor Lenders
(800) 538-3847 Lender's profile and map Whitehall Mortgage Financial 306 S Keyser Ave, Old Forge, PA, 18518 Lends in Pennsylvania Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.
(570) 955-1700 Lender's profile and map Peoples Security Bank and Trust Company 150 North Washington Avenue, Scranton, PA, 18503 Lends in Pennsylvania Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
(570) 348-9192 Lender's profile and map Scranton Times Downtown Federal Credit Union 129 Penn Avenue, Scranton, PA, 18503 Lends in Pennsylvania Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
(570) 342-2720 Lender's profile and map Penn East Federal Credit Union 441 N 7th Avenue, Scranton, PA, 18503 Lends in Pennsylvania Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
(570) 961-5300 Lender's profile and map NET Credit Union 119 Mulberry Street, Scranton, PA, 18503 Lends in Pennsylvania NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
(570) 382-3686 Lender's profile and map Kapital Mortgage Lending LLC 329 Penn Avenue, Suite 200, Scranton, PA, 18503 Lends in Pennsylvania We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.
(570) 344-1513 Lender's profile and map Spojnia Credit Union 1006 Pittston Avenue, Scranton, PA, 18505 Lends in Pennsylvania Spojnia Credit Union is a state-chartered, not-for-profit, full-service financial institution that is member-owned & controlled through a board of directors. The voluntary board, elected by the membership, establishes and revises the credit union’s policies and sets dividend rates so that you can earn more when you save & pay less when you borrow.
(570) 207-6334 Lender's profile and map Invicta Mortgage Group 230 Prospect Ave, Scranton, PA, 18505 Lends in Pennsylvania We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
(570) 207-6334 Lender's profile and map Invicta Mortgage Group, Inc 230 Prospect Ave, Scranton, PA, 18505 Lends in Pennsylvania We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.