In 2025, the USDA loan limit in Taylor, located within Lackawanna county, PA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA optimal rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program best suited to your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to secure the best possible USDA or FHA loan swiftly and without hassle. Choose one of the available starting paths to connect effectively with matching lenders and access the USDA loan programs tailored to your needs.
The USDA home loan, assured by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering a significant financial advantage to qualifying rural homebuyers seeking flexible financing options.
Enter your location to find out if it qualifies for USDA rural housing loan?
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