In the year 2025, the USDA loan cap in Mount-Pleasant, within the county of Washington, PA, is set at $285,000. On the other hand, the FHA limit for a single-family property is $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates currently offered for USDA versus FHA loans. This instrument helps ascertain the income requirements, credit score, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options alongside each other to determine the optimal program in
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| Loan Category | Cap on Loan | Minimum Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to offer you the most favorable USDA or FHA loan options swiftly and effortlessly. Initiate by selecting one of three starting points that link you with potential lenders and USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture — often called a USDA rural development loan or USDA mortgage — is offered solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage loan requires no initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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