USDA Vs. FHA your options comparison in Mountain-Top, Luzerne County, PA
For 2025, the USDA loan cap in Mountain-Top, within Luzerne County, PA, is set at $285,000, while the FHA limit for single-family homes is $356,362.
Leverage the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates and identify the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in determining which option suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Mountain-Top, Luzerne County, PA
Loan Type
Maximum Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Mountain-Top, PA
The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you, with ease. Choose from three methods to identify matching lenders and suitable USDA programs.
A USDA home loan, insured by the Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
First United Bank & Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
1704 Mileground Road, Suite B, Morgantown, WV, 26505
Sierra Pacific Mortgage provides quality mortgage lending services throughout the US. Incorporated in 1986, we are a privately held company and have originated and purchased billions in residential loans. Our high company production levels and sophisticated capital markets access allows us to deliver competitively.
101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.
JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate.
Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History!
No one offers a more diverse array of finance options or works harder than JVC
