USDA Vs. FHA Pro and Con comparison in Rice, Luzerne County, PA
In 2025, the USDA loan limit for Rice, within Luzerne county, PA, is $336,500, while the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to effectively compare today's most competitive USDA and FHA rates, assessing the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Rice, Luzerne, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rice, PA
The goal of Lendersa® is to quickly connect you with the best possible USDA or FHA loan without any hassle. Choose from three distinct starting points to match with suitable lenders and USDA programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a significant advantage.
John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
7341 Office Park Place, Suite 201, Melbourne, FL, 32940
Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
7341 Office Park Place, Suite 106, Melbourne, FL, 32940
Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
"At Vera Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.
For most Americans purchasing or refinancing a home is the largest investment they will ever make. And it should be treated as such. As a licensed mortgage loan originator & Realtor Broke
The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.
12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.
At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you.
Focused On You
Whether you’re an individual looking to open a checking and saving account, or you need robust accounting services to suppo
Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.
We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.
