USDA Loan Vs. FHA loan for Rice, PA [Luzerne County ]

In 2025, the USDA loan limit for Rice, within Luzerne county, PA, is $336,500, while the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to effectively compare today's most competitive USDA and FHA rates, assessing the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial situation.

USDA and FHA Loan Options in Rice, PA

The goal of Lendersa® is to quickly connect you with the best possible USDA or FHA loan without any hassle. Choose from three distinct starting points to match with suitable lenders and USDA programs.

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What is a USDA Loan in PA?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a significant advantage.

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(720) 963-5511 Lender's profile and map Reviews Native American Bank, National Association 201 N. Broadway, Denver, CO, 80203 The Native American Bancorporation serves as the holding company for Native American Bank, N.A. and is a Community Development Institution (CDI) whose purpose is to promote economic development in areas that are underserved by traditional financial institutions. Chartered as a national community development focused bank.
(303) 861-4100 Lender's profile and map Reviews Preferred Lending Partners 1580 Logan Street, Suite 340, Denver, CO, 80203 Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.
(303) 832-4816 Lender's profile and map Reviews Credit Union of Colorado 1390 Logan St, Denver, CO, 80203 Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make. We have a long history of providing excellent financial products and services to our members, and will uphold our commitment.
(303) 946-3436 Lender's profile and map Reviews Expect LLC 232 North Broadway, Unit 9, Denver, CO, 80203 Expect Mortgage Co are home loan and refinance specialists serving clients in the beautiful state of Colorado. We provide honest, transparent, and trustworthy home loan origination and refinance services. We have established a unique value prop that we feel resonates well with first-time home buyers.
(303) 931-2199 Lender's profile and map Reviews High Class Mortgage LLC 1115 Broadway, Suite 206, Denver, CO, 80203 High Class Mortgage is a Mortgage Company for honest loan officers who prefer to be treated fairly without being "nickel and dimed." High Class Mortgage is a mortgage company that was 10 years in the making. A concept conceived by Christopher and Jennifer Williams, who have always been committed to honesty and integrity in the home loan business.
(720) 300-6777 Lender's profile and map Reviews LoanFIT LLC 635 Casllisto Drive, Suite 103, Loveland, CO, 80537 The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
(406) 487-5391 Lender's profile and map Reviews Daniels-Sheridan Federal Credit Union 404 Main Street, Scobey, MT, 59263 Daniels-Sheridan Federal Credit Union is a friendly member owned local institution driven to provide the tools for financial success using a diverse service oriented approach. We are dedicated to provide a progressive, professional, fair and secure environment for our community Daniels-Sheridan Federal Credit Union’s charter of membership.
(303) 457-5811 Lender's profile and map Reviews CR Mortgage LLC 3932 East Weaver Avenue, Littleton, CO, 80121 CR Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
(303) 771-8160 Lender's profile and map Reviews Table Mountain Mortgage 5147 E. Weaver Pl, Centennial, CO, 80121 "Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve. We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
(720) 616-4000 Lender's profile and map Reviews Fortis Private Bank 1550 17th Street, Suite 203, Denver, CO, 80202 Our people at Fortis enjoy being empowered with the ability to make a tangible impact in a progressive and less bureaucratic work culture. We strongly believe in hiring people greater than ourselves. We recognize, reward, and develop those individuals who make an outsized impact to the business.
(303) 291-3700 Lender's profile and map Reviews Bankers’ Bank of the West 1099 18th Street, Suite 2700, Denver, CO, 80202 Bankers’ Bank of the West provides high-quality products and services as well as deep industry expertise to more than 300 community bank clients in the western states and Great Plains region. Our primary service area includes Arizona, Colorado, Idaho, Iowa, Montana, Nebraska, New Mexico, Nevada, South Dakota, Utah, and Wyoming.
(303) 534-4448 Lender's profile and map Reviews White Crown Federal Credit Union 2001 Lincoln St, Suite 100, Denver, CO, 80202 White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.