USDA VS FHA in Wright, Luzerne County, PA

In 2025, the USDA loan limit within Wright, in the county of Luzerne, PA, is set at $336,500. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates. Discover what income, credit, reserves, and documentation you need to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options in parallel, aiding you in determining the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Wright, Luzerne, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Wright, PA

Lendersa® aims to efficiently secure you the finest USDA or FHA loan promptly, without hassle. Choose from one of three starting paths to match with lenders and identify USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan is guaranteed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is offered solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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