USDA Loan Vs. FHA loan pro & con for Muncy, Lycoming County, PA

In 2025, USDA loan limit in Muncy, county of Lycoming, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Muncy, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(910) 222-1500 447 miles Lender's profile and map Reviews Bragg Mutual Federal Credit Union 2917 Village Drive, Fayetteville, NC, 28304 We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well. A full service credit union open to all who live, work, or worship in Cumberland County, NC.
(803) 802-3733 447 miles Lender's profile and map Reviews Freedom Lending, LLC 146 N. 4th Street, Albemarle, NC, 28002 Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage
(260) 463-7500 447 miles Lender's profile and map Reviews Farmers State Bank LaGrange, IN 516 S. Detroit St, Lagrange, IN, 46761 Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
(704) 932-3162 448 miles Lender's profile and map Reviews Holiday Finance 1410 Dale Earnhardt Blvd, Kannapolis, NC, 28083 Holiday Finance is locally owned and operated. Since 1980 we have been serving our community and surrounding areas with Personal Loans and Auto Financing. We take great pride in using this knowledge to help you, our customer, with your financial needs and making sure your loan is the right loan for you.
(828) 241-6048 448 miles Lender's profile and map Reviews CS Credit Union 6519 CommScope Road, Catawba, NC, 28609 CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
(859) 987-2951 449 miles Lender's profile and map Reviews Blue Grass Federal 600 High Street, Paris, KY, 40361 Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
(704) 982-4415 449 miles Lender's profile and map Reviews Uwharrie Bank 132 N 1st St, Albemarle, NC, 28001 Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
(817) 992-1622 449 miles Lender's profile and map Reviews Cambria Mortgage 251 West Main Street, Albemarle, NC, 28001 Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology
(989) 427-5663 449 miles Lender's profile and map Reviews Montcalm Public Employees Credit Union 1157 East Main Street, Edmore, MI, 48829 Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
(919) 525-3660 449 miles Lender's profile and map Reviews Robby Oakes Mortgage Team 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557 Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
(910) 326-6996 449 miles Lender's profile and map Reviews Coastal Finance Co 777 W. Corbett Avenue, Swansboro, NC, 28584 Coastal Finance Company (CFC) strives to make a difference in this world through the financial industry by investing in people. We stand beside our clients empowering them to strengthen and improve their financial future. We are proud members of RLNC and AFSA. Our team of professionals takes pride in treating people the way we like to be treated.