USDA Loan Vs. FHA loan pro & con Muncy, Lycoming County, PA

In 2025, the USDA loan limit in Muncy, Lycoming county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare the best USDA against FHA rates today. It determines the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows for a side-by-side evaluation of USDA, FHA, Conforming, and VA programs, aiding you in selecting the most suitable option in based on your financial situation.

USDA and FHA Loan Options in Muncy, PA

Lendersa® aims to secure the best USDA or FHA loans for you efficiently and hassle-free. Choose from three starting points to match with lenders offering USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. Offered exclusively in rural areas, it doesn’t require a down payment, unlike FHA loans which require at least 3.5% down.

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(949) 275-6016 Lender's profile and map Reviews Zinex Realty 1701 East Lincoln Avenue, Anaheim, CA, 92805 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(888) 354-6228 Lender's profile and map Reviews Orange County’s Credit Union - St. Andrew PO Box 11777, Santa Ana, CA, 92711 Orange County's Credit Union! Originally chartered in 1938, today the Credit Union serves more than 116, 000 Members in Orange, Los Angeles, Riverside, and San Bernardino Counties. The Credit Union reports an asset size exceeding $2 billion and employs more than 300 happy Associates.
(971) 240-1339 Lender's profile and map Reviews Arete Mortgage NW LLC 5516 Southeast 71st Avenue, Portland, OR, 97206 Arete Mortgage NW, LLC is a mortgage brokerage providing residential purchase and refinance mortgages to borrowers in the Pacific Northwest. Our goal is simple: we want to work quickly and efficiently to get borrowers a great rate. We do so by operating with low overhead costs and utilizing technology to optimize efficiency
(503) 771-2464 Lender's profile and map Reviews Castparts Employees Federal Credit Union 8120 SE Luther Rd., Portland, OR, 97206 Castparts Employees Federal Credit Union. The first office was located in a single-person room under the stairs in one of Precision Castparts’ plants. After outgrowing the small ‘office’, the credit union moved into a modular unit in the parking lot. and credit union built a new branch off-site, and continues to maintain separate ‘single-person.
(714) 406-2310 Lender's profile and map Reviews Golden Waters Funding, Inc 1600 North Broadway, Suite 120, Santa Ana, CA, 92706 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(866) 315-4700 Lender's profile and map Reviews MGM Lenders Inc. 1912 North Broadway, Suite 102, Santa Ana, CA, 92706 MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.
(833) 562-6539 Lender's profile and map Reviews Loankey.io 2702 North Flower Street, Santa Ana, CA, 92706 Loankey.io founder of the Eric Antonio Figueroa is a full service Mortgage Brokerage offering Home and Commercial loans from over 20 lenders and also our team is ready to help. We can assist with all types of financing needs. Stated Income Programs, No Income Documentation, New Employment and Many More.
3109870263 Lender's profile and map Reviews Brave Mortgage, Inc 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612 We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.
9492295155 Lender's profile and map Reviews EBSC Lending 18575 Jamboree Rd, Irvine, CA, 92612 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper
(714) 431-7000 Lender's profile and map Reviews Commercial Bank of California 19752 Macarthur Boulevard, Irvine, CA, 92612 CBC is one of the nation’s highest capitalized banks, ranking in the top 6 percent. A full-service, FDIC-insured, community bank headquartered in Irvine, California, CBC is owned, built and run by entrepreneurs for entrepreneurs. Local business leaders such as William Lyon, Paul Folino, and Alex Meruelo serve on the Board of Directors.
(949) 202-4100 Lender's profile and map Reviews First Foundation Inc 18101 Von Karman Avenue, 7th Floor, Irvine, CA, 92612 First Foundation Inc. (NASDAQ: FFWM) and its subsidiaries offer personal banking, business banking, and private wealth management services, including investment, trust, insurance, and philanthropy services. This comprehensive platform of financial services is designed to help clients at any stage in their financial journey.