USDA Vs. FHA Pro and Con comparison in Muncy-Creek, Lycoming County, PA

In the year 2025, the USDA loan limit within Muncy-Creek, county of Lycoming, in PA, is established at $285,000, whereas the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates effectively. This tool will assist in assessing the required income, credit score, reserves, and documentation needed to qualify. Side-by-side comparisons of USDA, FHA, Conforming, and VA options in enable you to understand which program suits your financial requirements best.

Browse and compare offers from 100 different lenders

2025 loan limits and down payment requirements in Muncy-Creek, county of Lycoming, PA

Loan Category Max Loan Limit Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Muncy-Creek, PA

The aspiration of Lendersa® is to conveniently secure the optimal USDA or FHA loan for you swiftly and without complications. Begin with one of three initial steps that lead to suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, endorsed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available strictly in rural locales. In contrast to the FHA loans, which require a down payment of a minimum 3.5%, a USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • KEY LENDING SOULTIONS
  • 10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
  • Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
  • Area Home Lending
  • 1737 Oakdale Dr, Baton Rouge, LA, 70809
  • Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.
  • DSLD Mortgage
  • 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
  • We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,
  • Henderson State Bank
  • 1040 North Main Street, Henderson, NE, 68371
  • Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
  • Guaranty Bank and Trust Company LA
  • 175 New Roads Street, New Roads, LA, 70760
  • Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.
  • Pacific Mortgage Services Corp
  • 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
  • Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
  • 1st Florida Mortgage Lending
  • 10689 North Kendall Drive, Suite 319, Miami, FL, 33176
  • 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
  • United Lending
  • 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.