USDA and FHA Pro and Con in Murrysville, Westmoreland County, PA

For the year 2026, the USDA loan cap in Murrysville, located in Westmoreland county, PA, stands at $336,500, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates currently available between USDA and FHA loans. Discover the income, credit, reserve requirements, and the necessary documentation to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in identifying the optimal program for your financial conditions in .

Review loan proposals from over 100 lenders

Current Year Loan Limits and Down Payment Needs in Murrysville, County of Westmoreland, PA

Type of Loan Maximum Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Murrysville, PA

The mission of Lendersa® is to promptly and smoothly secure the best USDA or FHA loan for you. Start with one of three options that lead to lender matches and USDA loan program solutions.

Lendersa USDA loan request and matching results

Defining USDA Loans in PA

A USDA home loan, backed by the United States Department of Agriculture and sometimes called a USDA rural development loan, is exclusively offered in rural areas. In contrast to FHA loans that need a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Murrysville Lenders

  • Mortgage Tech
  • 3001 Settlers Ct, Murrysville, PA, 15668
  • Lends in Pennsylvania
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.

  • PREMIER MORTGAGE CONSULTANTS LLC
  • 3134 Lillian Avenue, Murrysville, PA, 15668
  • Lends in Pennsylvania
  • Premier Mortgage Consultants, LLC, is a Licensed Pennsylvania Mortgage Broker focused on residential mortgage financing. Dave is devoted to building strong relationships with his customers by keeping them informed about their loans. His number one goal is customer satisfaction which he achieves by upholding the highest levels of knowledge

  • Standard Bank
  • 2640 Monroeville Blvd, Monroeville, PA, 15146
  • Lends in Pennsylvania
  • Standard Bank is a full-service community bank with 17 offices dedicated to serving consumers, businesses and local communities throughout western Pennsylvania and the Cumberland area in Maryland. Our focus is to quickly identify and solve the unique problems facing customers every day through a full range of deposit, loan, cash management.

  • Loan Web USA
  • 4334 Old William Penn Highway, Monroeville, PA, 15146
  • Lends in Pennsylvania
  • Loan Web USA's mission is to serve customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to clients while providing them with the lowest interest rates and closing costs possible. Loan Web USA has grown to become a well known brand in the greater Pittsburgh area.

  • JDMH Federal Credit Union
  • 520 Jefferson Avenue, 5th Floor, Suite 501, Jeannette, PA, 15644
  • Lends in Pennsylvania
  • JDMH FCU is a democratic, non-profit financial organization chartered by the Federal Government which is owned & operated by the members and exists solely to benefit them. Membership is open to all employees of Excela Health Westmoreland Hospital; retirees of Mercy Jeannette Hospital; Excela volunteers; employees of the credit union.

  • Franklin Regional Schools Federal Credit Union
  • 4068 Bushy Run Road, Jeannette, PA, 15644
  • Lends in Pennsylvania
  • Franklin Regional Schools Federal Credit Union was founded in 1967 to give the faculty and administration of the school district a convenient means to obtain loans and other financial services. Currently FRSFCU has 450 members and has been helping its members obtain the financing necessary to meet their individual needs.

  • Elliott Community Federal Credit Union
  • 920 North Fourth Street, Jeannette, PA, 15644
  • Lends in Pennsylvania
  • The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.

  • Pronto Mortgage
  • 217 F Pleasant Valley Road, Jeannette, PA, 15644
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Compass Savings Bank
  • 111 Westinghouse Avenue, Wilmerding, PA, 15148
  • Lends in Pennsylvania
  • Compass Savings Bank is a branch office of Compass Savings Bank. They provide the following services: Full Service Office Location and are located at 111 Westinghouse Ave in Wilmerding Pennsylvania.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,