USDA Vs. FHA Pro and Con comparison in New-Cumberland, Cumberland County, PA
In 2025, the USDA loan limit in New-Cumberland, within Cumberland county, PA, is set at $285,000. Conversely, for a single-family residence, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, and assess the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best-suited program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in New-Cumberland, Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in New-Cumberland, PA
Lendersa® aims to swiftly secure the best USDA or FHA loan for you, ensuring a hassle-free process. Choose from one of three starting points that link you with lenders and USDA loan programs.
A USDA home loan is part of the government-backed program provided by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. These loans are only available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.
Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
"We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process.
We are open Monday through Friday, and Saturday and Sunday by appointment."
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
323 East Garfield Road, Suite 10, Aurora, OH, 44202
Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs
