In 2026, the USDA loan limit in Lemoyne, within Cumberland county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate today’s most competitive USDA vs. FHA rates and determine the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Lemoyne, County of Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lemoyne, PA
Lendersa® strives to connect you with the best possible USDA or FHA loans promptly and without hassle. Choose one of three approaches to find matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, making them an appealing choice for eligible buyers.
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