USDA VS FHA in Lemoyne, Cumberland County, PA

In 2025, the USDA loan limit in Lemoyne, within Cumberland county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today’s most competitive USDA vs. FHA rates and determine the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lemoyne, County of Cumberland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lemoyne, PA

Lendersa® strives to connect you with the best possible USDA or FHA loans promptly and without hassle. Choose one of three approaches to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

The USDA home loan, backed by the U.S. Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, making them an appealing choice for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1761 Hotel Circle South, Suite 230, San Diego, CA, 92108
  • As a correspondent lender, you work directly with us not a big bank. Our friendly and professional staff guid you step by step through the loan process. We not only offer the same mortage products as the big banks, we offer numerous other products that fit our clients needs.We are committed to working with you no matter what your situation may be.
  • City Line Mortgage & Realty
  • 7851 Mission Center Court, Suite 112, San Diego, CA, 92108
  • City Line Mortgage, a mortgage banking corporation, was founded in 1991 by the Riley family. The vast experience of our company dates back to 1967 and includes appraisals, savings and loan association lending, construction lending, FHA and VA lending, escrow services, property management,
  • Finance Any1
  • 411 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Courtesy Mortgage Company
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  • Metro Express Realty & Mortgage
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  • Homeplus Corporation
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  • HomePlus was built in 1999 on a foundation of personal relationships with our clients. Even now, as we approach a milestone of $2B in annual loan volume, we still think of this, not as a 10-figure achievement on our part, but with gratitude that we will be helping more than 4, 000 clients a year
  • Senior American Funding, Inc.
  • 2650 Camino Del Rio N, Suite 350, San Diego, CA, 92108
  • Located in Mission Valley, we have been serving San Diego County since 1990. We originate our Reverse Mortgages through some of the top Reverse Mortgage lenders in the industry that offer quality products and pricing. Our in-house staff of experienced loan processors specializes in closing your loan fast.
  • Crestline Funding Corporation
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  • "Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan. Customer Service We value you. Customer service is our #1 priority."
  • Cabrillo Mortgage
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  • cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan