USDA Vs. FHA Pro and Con comparison in Lemoyne, Cumberland County, PA
In 2025, the USDA loan limit in Lemoyne, within Cumberland county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate today’s most competitive USDA vs. FHA rates and determine the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Lemoyne, County of Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lemoyne, PA
Lendersa® strives to connect you with the best possible USDA or FHA loans promptly and without hassle. Choose one of three approaches to find matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, making them an appealing choice for eligible buyers.
At Olde Towne Mortgage We work within the wholesale sector of the mortgage industry with access to hundreds of lenders so we're able to close MORE than just a cookie-cutter loan & at rates lower than retail. we offer Residential or Commercial loans, every borrower is different so we believe in having a mortgage portfolio that is as unique as you.
Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
801 E Morehead St, Suite 100, Charlotte, NC, 28202
Omni Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
615 South College Street, Suite 09, Charlotte, NC, 28202
BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.
227 W 4th Street, Office 123, Charlotte, NC, 28202
Lendexa Mortgage LLC is a Mortgage Broker and not empowered to lend. All loans are arranged through third party lenders. LENDEXA MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Charlotte, North Carolina. This company currently has approximately 1 to 5 employees.
Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.
Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
