USDA and FHA Pro and Con in Wormleysburg, Cumberland County, PA

During 2025, the USDA loan threshold in Wormleysburg, situated in the county of Cumberland, PA, is $336,500, whereas the FHA limit for a single-family residence amounts to $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose today's prime USDA against FHA rates, helping determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator features a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the ideal program in for your financial needs.

Examine loan proposals from a variety of 100 lenders

2025 Loan Ceilings and Down Payment Requisites in Wormleysburg, County of Cumberland, PA

Loan Type Max Limit Minimum Down
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Wormleysburg, PA

Lendersa® aims to rapidly and seamlessly provide you with the best USDA or FHA loan options. Choose one of the three starting approaches to align with lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

A USDA home loan, supported by the government Department of Agriculture and also referred to as the USDA rural development loan, is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Group
  • 8180-B US Hwy 431, Albertville, AL, 35950
  • We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.
  • First Lenders Mortgage
  • 8357 US HWY 431, Albertville, AL, 35950
  • First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you
  • The Merchants & Citizens Bank
  • 6 College Street, Mc Rae Helena, GA, 31055
  • Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
  • First Bank of Boaz
  • 124 South Main Street, Boaz, AL, 35957
  • First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.
  • Southern Home Mortgage Corporation
  • 888 US-431, Boaz, AL, 35957
  • Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
  • MoveHome Southeast Mortgage, LLC
  • 8097 Madison Boulevard, Suite 103, Madison, AL, 35758
  • The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you! With a single application and credit report, we can show you great options from multiple lenders.
  • INTERSTATE CREDIT UNION
  • 705 W Cherry St, Jesup, GA, 31545
  • Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.
  • UNION BANK & TRUST COMPANY
  • PO Box 409, Evansville, WI, 53536
  • Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
  • First National Bank of Nokomis
  • 122 W. State St., Nokomis, IL, 62075
  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service
  • The First National Bank in Tremont
  • 134 S. Sampson St, Tremont, IL, 61568
  • We’re a “community” bank, and we take that role to heart. Our success depends on the strength of the people and organizations in the communities we serve. To that end, we believe volunteering is vitally important. Experience the real difference in banking with "A Real Community Bank." Our people know your name, and make a real effort.
  • Summit Credit Union
  • 1709 Landmark Dr, Cottage Grove, WI, 53527
  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.