For 2025 in Harrisburg, located in Dauphin county, PA, the USDA loan limit is $336,500, while the FHA loan limit for a single-family home stands at $472,030.
Try the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA top rates. Check income, credit, reserves, and the necessary documents for qualification. Our sophisticated mortgage calculators place USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the best choice for your financial condition in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly secure the best USDA or FHA loans for you, hassle-free. Begin with one of three pathways to match with lenders and USDA programs.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available solely in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require none at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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