USDA Vs. FHA your options comparison in Harrisburg, Dauphin County, PA
For 2026 in Harrisburg, located in Dauphin county, PA, the USDA loan limit is $336,500, while the FHA loan limit for a single-family home stands at $472,030.
Try the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA top rates. Check income, credit, reserves, and the necessary documents for qualification. Our sophisticated mortgage calculators place USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the best choice for your financial condition in . Choose wisely with our detailed insights.
Review of 2026 loan limits and downpayment requirements in Harrisburg, Dauphin, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options available in Harrisburg, PA
The aim of Lendersa® is to quickly secure the best USDA or FHA loans for you, hassle-free. Begin with one of three pathways to match with lenders and USDA programs.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available solely in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require none at all.
Founded in 1983, ACBB is governed by community financial institutions. We exist to serve them by advocating for our industry, providing services to drive efficiency and profitability, and extending institutions’ internal resources with those of a trusted partner and also ACBB is ideally positioned to support clients through a broad.
"At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service!
Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing. Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.
Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.
Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
Lends in Pennsylvania
Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com
