USDA VS FHA in North-Beaver, Lawrence County, PA

For 2025, the USDA loan limit in North-Beaver, located in Lawrence county, PA, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today’s optimal USDA and FHA rates, along with evaluating the required income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can conveniently see USDA, FHA, Conforming, and VA side by side, guiding you to select the optimal program in tailored to your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in North-Beaver, Lawrence, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Beaver, PA

The aim of Lendersa® is to provide you with the best USDA or FHA loan options swiftly and without any hassle. Begin with one of the three starting approaches to connect with suitable lenders and USDA loan programs.

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Understanding the USDA Loan in PA

A USDA home loan is backed by the government Department of Agriculture. Known also as a USDA rural development loan, it's accessible only in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ASECU
  • 1690 South Canfield Niles Road, Youngstown, OH, 44515
  • ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
  • Grove City Area Federal Credit Union
  • 1600 S Center Street Extension, Grove City, PA, 16127
  • The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.
  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
  • Clearview Federal Credit Union
  • 8805 University Boulevard, Moon Township, PA, 15108
  • We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
  • North Districts Community Credit Union
  • 5321 William Flynn Highway, Gibsonia, PA, 15044
  • The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
  • CCC Holdings, LLC
  • 4791 Au Sable Dr, Gibsonia, PA, 15044
  • Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
  • West View Savings Bank
  • 9001 Perry Highway, Pittsburgh, PA, 15237
  • West View Savings Bank is a Pennsylvania-chartered, FDIC-insured stock savings bank conducting business from five offices in the suburban North Hills of Pittsburgh. Originally organized in 1908 as West View Building & Loan Association, we changed our name to West View Savings and Loan Association in 1954.
  • Federated Mortgage
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237
  • At FEDERATED MORTGAGE CORP. you will find low current mortgage interest rates and friendly experienced professionals to guide you through the entire transaction our team of experts can guide you though these complicated waters. After checking your eligibility by clicking here, we will be your advocates throughout the entire process from start to fi
  • American Mortgage Finance
  • 3336 Maple Road, Pittsburgh, PA, 15237
  • American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.
  • TruLending LLC
  • 157 Berkshire Court, Pittsburgh, PA, 15237
  • TruLending acts as a middleman between you and potential lenders. Our priority is you. And, our mission is to work on your behalf with several banks to find the mortgage lender with competitive interest rates that best fit your needs. We have relationships with hundreds of lenders which makes life easier for you.
  • West Penn Financial Service Center Inc.
  • 2250 Babcock Blvd, Pittsburgh, PA, 15237
  • West Penn Financial Service Center Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders