USDA Vs. FHA Pro and Con comparison in Ellwood-City, Lawrence County, PA
In 2025, the USDA loan limit for Ellwood-City in the county of Lawrence, PA, is $285,000, while the FHA cap for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator tool, USDA, FHA, Conforming, and VA loans are shown side by side, aiding you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Ellwood-City, County of Lawrence, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Ellwood-City, PA
Lendersa® is committed to providing you with the highest caliber USDA or FHA loan quickly, and without hassle. Choose from three initial pathways for matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment at all.
American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.
TruLending acts as a middleman between you and potential lenders. Our priority is you. And, our mission is to work on your behalf with several banks to find the mortgage lender with competitive interest rates that best fit your needs. We have relationships with hundreds of lenders which makes life easier for you.
West Penn Financial Service Center Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
MABC Mortgage, LLC is committed to personalized service and excellence! Opened in 2004, servicing the State of Pennsylvania, we have built a strong reputation through our commitment to customer service. Honesty, integrity and strong work ethics are at the center of our business practice. We are a Pittsburgh based, woman owned mortgage brokerage.
8805 University Boulevard, Moon Township, PA, 15108
We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
4091 Mount Royal Boulevard, Allison Park, PA, 15101
Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
Your Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
Mercer County Community FCU is not just for teachers – we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members.
15 Colonial Drive, Suite 14, Youngstown, OH, 44505
Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances
DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.
DOY confines its lending to its own creditworthy members
Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.
