FHA Vs. USDA loan program for Ellwood-City, Lawrence County, Pennsylvania

In 2026, the USDA loan limit for Ellwood-City in the county of Lawrence, PA, is $285,000, while the FHA cap for a single-family home stands at $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator tool, USDA, FHA, Conforming, and VA loans are shown side by side, aiding you in selecting the best program for your financial situation in .

Options for USDA and FHA Loans in Ellwood-City, PA

Lendersa® is committed to providing you with the highest caliber USDA or FHA loan quickly, and without hassle. Choose from three initial pathways for matching lenders and USDA loan programs.

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Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment at all.

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(307) 674-0464 Lender's profile and map Reviews First Federal Bank and Trust 671 Illinois Street, Sheridan, WY, 82801 First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
(307) 672-9656 Lender's profile and map Reviews Mortgage Refinance 1448 O’Dell Court, Sheridan, WY, 82801 John O’Dell started O’Dell Construction, Inc. in Sheridan, Wyoming in 1989; two years later, his son Shawn joined him in the business. Over the years, O’Dell Construction has grown into one of the area’s largest general contracting firms, providing service as General Contractor, CMAR (Construction Manager at Risk),
(877) 243-3432 Lender's profile and map Reviews Money Source of America 201 E 5th St, Suite 980, Sheridan, WY, 82801 Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.
(307) 751-2376 Lender's profile and map Reviews Cherry Creek Mortgage, LLC 379 Kilbourne St, Sheridan, WY, 82801 We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.
(432) 934-0433 Lender's profile and map Reviews West Texas Credit Union 4301 Mission Boulevard, Odessa, TX, 79765 West Texas Credit Union® began in a small room in the ECISD Administration building in 1953. At that time we were known as Ector County Independent School Employee’s Credit Union. Since then, we have expanded our facilities to include the main office and a branch office in Odessa, as well as a branch office in Ft. Stockton.
(432) 367-8993 Lender's profile and map Reviews SOUTHWEST HERITAGE CREDIT UNION 2809 John Ben Shepperd Parkway, Odessa, TX, 79762 Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.
(432) 363-6600 Lender's profile and map Reviews Southwest 66 Credit Union 4041 E 52nd Street, Odessa, TX, 79762 Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.
(432) 550-9126 Lender's profile and map Reviews Complex Community FCU 4519 East 51st Street, Odessa, TX, 79762 Complex Community Federal Credit Union has been open since 1958. The credit union has assets totaling $633.38 Million & provides banking services to more than 40, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working or worshipping in the credit union's geographic area can become a member.
(361) 394-6141 Lender's profile and map Reviews Freedom Bank TX 405 S Norton Ave, Freer, TX, 78357 Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves. We accomplish this by paying a high level of attention to making prudent decisions that take into account sound credit principles, customer needs.
(719) 539-2968 Lender's profile and map Reviews Mountain River Credit Union 205 E 3rd. Street, Salida, CO, 81201 Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.
(719) 539-2516 Lender's profile and map Reviews High Country Bank 7360 West Highway 50, Salida, CO, 81201 High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders. On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.
(432) 333-5600 Lender's profile and map Reviews First Basin Credit Union 2740 N. County Road West, Odessa, TX, 79764 First Basin, we strive to provide our members with the latest in technology and ease of access to their accounts. Make a loan payment online, pay your water bill, transfer funds into your savings account, check your balance with your mobile device, and much more... All at your fingertips and for your convenience.