USDA VS FHA in Ellwood-City, Lawrence County, PA

In 2025, the USDA loan limit for Ellwood-City in the county of Lawrence, PA, is $285,000, while the FHA cap for a single-family home stands at $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator tool, USDA, FHA, Conforming, and VA loans are shown side by side, aiding you in selecting the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Ellwood-City, County of Lawrence, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Ellwood-City, PA

Lendersa® is committed to providing you with the highest caliber USDA or FHA loan quickly, and without hassle. Choose from three initial pathways for matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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