USDA Vs. FHA Pro and Con comparison in North-Sewickley, Beaver County, PA

In 2025, the USDA loan limit in North-Sewickley, within Beaver county, PA, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today. Discover the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA options, guiding your decision on which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in North-Sewickley, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Sewickley, PA

The aim of Lendersa® is to quickly connect you with the optimal USDA or FHA loan, hassle-free. Choose one of three starting points leading to matching lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Loan Professionals of Colorado Inc
  • 200 S Wilcox St, Suite 401, Castle Rock, CO, 80104
  • LPS is a loan processing company that works with residential mortgage brokers for Colorado based loans only at this time. We provide all the skills of an internal full-time processor for a portion of the cost. At Loan Professionals of Colorado, our processors are licensed and are trained in all the current guidelines.
  • Greentree Mortgage Inc
  • 2206 Saddleback Dr, Castle Rock, CO, 80104
  • Founded in 2002, Greentree Mortgage has helped hundreds of people with their purchase and refinancing needs. We are a people first company with our client’s best interest as our primary goal. This philosophy has helped us grow into the successful company that we are today. We have great relationships with big and small banks alike.
  • Vectra Bank
  • 2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222
  • At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations
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  • We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.
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  • 17 Street, Suite 200, Denver, CO, 80222
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  • 1720 S Bellaire Street, Suite 804, Denver, CO, 80222
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