USDA Vs. FHA Pro and Con comparison in North-Manheim, Schuylkill County, PA

In 2025, the USDA loan limit for North-Manheim, situated in Schuylkill, PA, is set at $285,000; meanwhile, the FHA limit for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator to easily compare today's top USDA rates against FHA rates. It helps you determine the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA programs side by side, offering assistance for choosing the best option in for your financial circumstances.

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Understanding 2025 Loan Limits and Downpayment Requirements in North-Manheim, Schuylkill, PA

Type of Loan Loan Cap Minimum Down Payment
USDA $285,000 None
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Investigating USDA and FHA Loan Choices in North-Manheim, PA

Lendersa® is committed to securing you the best USDA or FHA loan options quickly and with minimal hassle. Choose from three pathways that link you to matching lenders and specific USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, making it an ideal choice for eligible applicants in those areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.
  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
  • Premier Mortgage Exchange, Inc
  • 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101
  • "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you Premier Mortgage Exchange also offers Reverse Mortgages."
  • Advance Financial
  • 100 Oceanside Drive, Nashville, TN, 37204
  • Family owned and operated, Advance Financial was founded in 1996 in Franklin, Tennessee. From its humble beginnings as a 3-store chain, the company has grown to include more than 100 locations throughout Tennessee, offering cash loans and other services including check cashing, $2 Bill Pay Services, $2 ATMs, Free Money Orders.
  • Harvest Financial Associates LLC
  • 2637 Flat Shoals Road, Decatur, GA, 30034
  • Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
  • ATL Mortgage Brokerage Co
  • 400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part. Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
  • Vanderbilt University Credit Union
  • 1313 21st Avenue South, Room 107, Nashville, TN, 37212
  • Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.