USDA Vs. FHA Pro and Con comparison in Schuylkill-Haven, Schuylkill County, PA

In 2025, USDA loan limit in Schuylkill-Haven, county of Schuylkill, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Schuylkill-Haven, county of Schuylkill, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Schuylkill-Haven, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.
  • Farmers-Merchants Bank of Illinois
  • 101 W Main St, Joy, IL, 61260
  • Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
  • Patriot Credit Union
  • 4343 Telegraph Road, Saint Louis, MO, 63129
  • Patriot Credit Union has been providing fast, personal service to it's members for over 50 years. We are owned and operated exclusively for our members, providing service to our members is our main goal. Because we are owned by our members, we can not be bought out by another financial institution.
  • Sixth Avenue Baptist Federal Credit Union
  • 1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
  • Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
  • New Pilgrim Federal Credit Union
  • 641 Goldwire Way SW, Birmingham, AL, 35211
  • New Pilgrim Federal Credit Union was established in 1965 as an outreach ministry for members of New Pilgrim Baptist Church designed to meet the basic financial services needs of the congregation. The church is an established institution in Birmingham, Alabama organized in December 1900.
  • ECO Credit Union
  • 105 Frankfurt Cir, Birmingham, AL, 35211
  • eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
  • Colchester State Bank
  • 113 Depot Street, Colchester, IL, 62326
  • Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
  • Raritan State Bank
  • 110 East Main Street, Raritan, IL, 61471
  • The RSB employs 30 full-time employees & 9 part-time employees. Of this staff, 5 full-time employees have been with the bank for 25 years or more. A total of 6 have enjoyed employment with RSB for 15 years or more. With the remainder of the staff ranging in tenure from 1 to 15 years, RSB can offer both highly tenured experienced employees.
  • Settlers Federal Credit Union
  • 14623 M-28, Bruce Crossing, MI, 49912
  • Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.
  • Bank of Walker County
  • 607 Highway 78E, Jasper, AL, 35502
  • Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank