USDA Vs. FHA Pro and Con comparison in Schuylkill-Haven, Schuylkill County, PA

For 2025, in Schuylkill-Haven, within the county of Schuylkill, PA, the USDA loan limit is $285,000, while the FHA limit for a single-family house is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA mortgage options side by side. Choose the program in that aligns best with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Schuylkill-Haven, Schuylkill, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Schuylkill-Haven, PA

The aim of Lendersa® is to quickly and effortlessly help you obtain the optimum USDA or FHA loan. Choose from three initial steps leading to matching lenders and the ideal USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, guaranteed by the government’s Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. Unlike FHA loans which need at least a 3.5% down payment, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
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  • HomeStar Lending, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20201614892. The business office address is located at 445 E Cheyenne Mountain Blvd, Suite C370, Colorado Springs, CO 80906. The business is formed on July 19, 2020.
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  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual
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  • Springs Mortgage has helped me to achieve the impossible. This company and the people dedicated to it have also helped me change my life. If you need any mortgage related service, Springs Mortgage can help you. I cannot stress enough that this company can actually BE TRUSTED. The Springs Mortgage staff handled our loan process very professionally.
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  • Bancsource Mortgage Corporation
  • 7550 West Yale Avenue, Suite B206, Denver, CO, 80227
  • BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
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  • Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
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  • The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.