USDA VS FHA in Schuylkill-Haven, Schuylkill County, PA

For 2025, in Schuylkill-Haven, within the county of Schuylkill, PA, the USDA loan limit is $285,000, while the FHA limit for a single-family house is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA mortgage options side by side. Choose the program in that aligns best with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Schuylkill-Haven, Schuylkill, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Schuylkill-Haven, PA

The aim of Lendersa® is to quickly and effortlessly help you obtain the optimum USDA or FHA loan. Choose from three initial steps leading to matching lenders and the ideal USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, guaranteed by the government’s Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. Unlike FHA loans which need at least a 3.5% down payment, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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