USDA and FHA Pro and Con in Minersville, Schuylkill County, PA

In 2025, the USDA loan limit for Minersville, located in Schuylkill county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side. This comparison helps you decide which program in suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Minersville, Schuylkill County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Minersville, PA

Lendersa® aims to expedite your acquisition of the finest USDA or FHA loan available, free from hassle. Begin with one of the three starting points below to connect with matching lenders and explore USDA loan programs.

Illustration of Lendersa USDA loan request and their matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.
  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient
  • Lehigh County Employees Federal Credit Union
  • 455 Hamilton Street, Allentown, PA, 18101
  • Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.
  • GOLD Credit Union
  • 835 W. Hamilton St, Allentown, PA, 18101
  • GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.
  • Biz Hub Financial, LLC
  • 1101 Hamilton Street, Suite 305, Allentown, PA, 18101
  • Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending. Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601
  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
  • Lanco Federal Credit Union
  • 349 West Roseville Road, Lancaster, PA, 17601
  • The mission of Lanco Federal Credit Union is to help members achieve their life's goals by promoting financial health and providing affordable access to credit. Lanco Federal Credit Union is a member-owned, not-for-profit financial institution. This means that Lanco returns excess earnings to our members in the form of competitive dividend rates.
  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mortgage Craft
  • 1801 Lititz Pike, Lancaster, PA, 17601
  • While the concept of true & solid customer service is not new, it is our purpose & intent to continuously move & adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.