USDA and FHA Pro and Con in Minersville, Schuylkill County, PA

In 2025, USDA loan limit in Minersville, county of Schuylkill, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Minersville, county of Schuylkill, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Minersville, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Platinum Mortgage Solutions Inc
  • 33 Fair Street, Suite 101, Wallingford, CT, 06492
  • Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
  • FASNY Federal Credit Union
  • 107 Washington Avenue, Albany, NY, 12210
  • FASNY Federal Credit Union distinguishes themselves through achieving excellence by providing friendly, professional service, and building lifelong relationships one member at a time. Members have access to the highest level of personal financial services, focused around encouraging savings
  • Pursuit
  • 50 Beaver Street, Suite 500, Albany, NY, 12207
  • Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.
  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
  • Prime Commercial Lending
  • 66 South Pearl Street, 10th floor, Albany, NY, 12207
  • For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date. Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he
  • LENDING HEIGHTS, LLC
  • 428 Allegheny River Blvd, Oakmont, PA, 15139
  • We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side
  • The Cheswick Atomic Division Federal Credit Union
  • 420 Low Grade Road, Cheswick, PA, 15024
  • Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members. The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
  • Mohawk Progressive Federal Credit Union
  • 1760 State Street, Schenectady, NY, 12304
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
  • First New York Federal Credit Union
  • 2 Wall St, Albany, NY, 12205
  • First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution
  • CAP COM Federal Credit Union
  • 4 Winners Circle, Albany, NY, 12205
  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier
  • Fort Orange Funding
  • 21 Everett Rd. Ext, Albany, NY, 12205
  • Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • Stockbridge Capital, LLC
  • 1698 Central Avenue, Albany, NY, 12205
  • Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.