USDA Loan Vs. FHA loan pro & con Minersville, Schuylkill County, PA

In 2025, the USDA loan limit for Minersville, located in Schuylkill county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side. This comparison helps you decide which program in suits your financial situation best.

Exploring USDA and FHA Loan Options in Minersville, PA

Lendersa® aims to expedite your acquisition of the finest USDA or FHA loan available, free from hassle. Begin with one of the three starting points below to connect with matching lenders and explore USDA loan programs.

Illustration of Lendersa USDA loan request and their matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.

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(515) 221-0002 Lender's profile and map Reviews American Equity Investment Life Insurance Company® 6000 Westown Parkway, West Des Moines, IA, 50266 An American-owned and operated company headquartered in the heart of the Midwest, American Equity Investment Life Insurance Company® is a leader in the fixed indexed annuities marketplace. American Equity’s growth and success is attributed to our dedication to excellent customer service and emphasis on building customer relationships.
(515) 224-1222 Lender's profile and map Reviews Financial Plus Credit Union 1831 25th Street, West Des Moines, IA, 50266 Financial Plus Credit Union is a full service financial institution which is cooperative in structure and serves the community of Des Moines, Iowa.We are in the business of improving the financial lives of our member/owners. Each account holder is an owner and is rewarded with personal service, the best rates and life stage products.
(515) 453-4663 Lender's profile and map Reviews Homeservices Lending 2700 Westown Pkwy, West Des Moines, IA, 50266 At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers
(515) 428-0098 Lender's profile and map Reviews Summit Mortgage Corporation 1501 42nd St, Suite 465, West Des Moines, IA, 50266 Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency
(952) 698-6274 Lender's profile and map Reviews MidCountry Bank 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439 MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
(952) 893-1877 Lender's profile and map Reviews Venture Commercial Mortgage 7801 E Bush Lake Road, Suite 350, Edina, MN, 55439 Venture Commercial Mortgage is a full-service, commercial mortgage banking firm providing loan origination, loan servicing, and equity procurement for commercial real estate properties. In 1990, our founder Mick Thorsland took his extensive experience in commercial real estate financing and opened Venture Commercial Mortgage.
(952) 884-3011 Lender's profile and map Reviews MinnTrust Mortgage LLC 7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439 At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(612) 254-0025 Lender's profile and map Reviews CCM-Finance 7801 E Bush Lake Rd, Suite 430, Minneapolis, MN, 55439 We are a small team of real estate investors with over 300 properties and many years of experience as Carpathian Capital Management. CCM Finance is a subsidiary of Carpathian established specifically to meet the funding needs of real estate investors. We have a lot of experience in real estate
(515) 981-0434 Lender's profile and map Reviews City State Bank 100 NE Jacob St, Grimes, IA, 50111 At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
(660) 668-4416 Lender's profile and map Reviews The Citizens-Farmers Bank of Cole Camp 121 East Main Street, Cole Camp, MO, 65325 The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.
(218) 485-4441 Lender's profile and map Reviews The First National Bank of Moose Lake 400 Elm Avenue, Moose Lake, MN, 55767 First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships. Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,
(763) 367-7700 Lender's profile and map Reviews North Memorial Federal Credit Union 3300 Oakdale Avenue North, Robbinsdale, MN, 55422 North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.