USDA VS FHA in Ohioville, Beaver County, PA

For 2025, the USDA loan limit in Ohioville, part of Beaver County, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to examine the best current USDA vs. FHA rates and identify necessary qualifications concerning income, credit, reserves, and documentation. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, enabling you to choose the suitable program for your unique financial position in .

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2025 Loan Limits and Down Payment Requirements in Ohioville, Beaver County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Ohioville, PA

The objective of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and easily. Select from three starting points to be matched with lenders and relevant USDA programs that meet your needs.

Outcomes of Lendersa USDA loan request and matching

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. These loans are solely available for rural areas. Unlike the FHA, which requires a down payment of 3.5%, USDA loans are offered without a down payment requirement, making them a great option for eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 650 Science Park Rd, State College, PA, 16803
  • Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
  • Home Mortgage Solutions
  • 2600 Oakstone Dr, Columbus, OH, 43231
  • HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.
  • Ohio Capital Mortgage
  • 2531 Tiller Lane, Suite B, Columbus, OH, 43231
  • We provide personal, hands-on service from start to finish. With a variety of mortgage products, our experienced and knowledgeable team is able to offer the perfect solution for you. We are dedicated to making the lives of our customers better by providing a hands-on, personalized mortgage lending process.
  • Omniscient Real Estate Finance Corporation
  • 2602 Oakstone Drive, Columbus, OH, 43231
  • Omniscient Real Estate Finance Corporation is a true mortgage broker devoted to serving the needs of the community. Omniscient works with a variety of lenders to ensure we find the best loan options for your situation. Our program strives to strengthen communities by empowering individuals to become effective homeowners
  • Impact Credit Union
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  • Impact Credit Union is to help YOU, our member-owners, to manage your financial lives while running a stable credit union by: choosing always to do what is right, caring about your needs, providing financial education, quality products and services that benefit you because we are the stewards of your credit union – and it is your money.
  • State Highway Patrol Federal Credit Union
  • 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
  • State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
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  • 8850 Commerce Loop Drive, Columbus, OH, 43240
  • Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • Affinity Group Mortgage Of Ohio, Llc
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  • Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
  • Prolink Home Lending LLC
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  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.