USDA and FHA Pro and Con in Ohioville, Beaver County, PA

In 2025, USDA loan limit in Ohioville, county of Beaver, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ohioville, county of Beaver, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ohioville, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oregon Community Bank
  • 733 N Main St, Oregon, WI, 53575
  • One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
  • Allanach/Mortgage Group Corporation
  • 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
  • "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years. Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
  • PEOPLES BANK OF MIDDLE TENNESSEE
  • 1122 North Main Street, Shelbyville, TN, 37160
  • Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full
  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
  • Citizens Bank & Trust, Inc.
  • 12255 South Main Street, Trenton, GA, 30752
  • Citizens Bank & Trust, Inc. provides banking services. The Company offers savings and deposit accounts, personal and business loans, cash management, online, and mobile banking services. Citizens Bank & Trust serves customers in the United States. Citizens Bank & Trust has branches in Trenton, GA, Lookout Mountain, GA, and Higdon, AL.
  • Bank of Dade Trenton
  • 12634 North Main Street, Trenton, GA, 30752
  • The Bank of Dade eventually moved to its current convenient location at the corner of U. S. Highway 11 and Georgia Avenue in the heart of Trenton’s business area where it has enjoyed a steady, consistent growth and is proud to have played a part, and to continue to play an even more important part, in the growth and development of Dade County.
  • Kaskaskia Valley Credit Union
  • 401 S Poplar Street, Centralia, IL, 62801
  • Kaskaskia Valley Community Credit Union is a non-profit financial cooperative organized solely to meet the needs of its membership. Chartered in 1982 as Centralia Correctional Center Credit Union, KVCCU has grown from 19 members to more than 3,900 members! We now help people like you manage more than $21,000,000 in assets.