In 2026, the USDA loan limit for Palmer, situated in Northampton County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you find the best program for your financial requirements in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly connect you with the most suitable USDA or FHA loans without hassle. Choose one of three starting points that align you with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans don't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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