USDA and FHA Pro and Con in Palmer, Northampton County, PA

In 2025, the USDA loan limit for Palmer, situated in Northampton County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you find the best program for your financial requirements in Alabama.

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2025 Loan Limits and Down Payment Requirements in Palmer, Northampton, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Solutions in Palmer, PA

The aim of Lendersa® is to quickly connect you with the most suitable USDA or FHA loans without hassle. Choose one of three starting points that align you with matching lenders and USDA loan options.

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What Constitutes a USDA Loan in PA?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Horizons Loans
  • 6200 East Canyon Rim Road, Anaheim, CA, 92807
  • "Brett Faryniarz, Broker/Owner has been licensed and originating Government and Conventional loans since 1997. ""Our passion is helping individuals and families save their hard earned money with excellent loan programs. New Horizons Specializes in: Residential VA, FHA and Conventional Lending"
  • Pridemark Real Estate
  • 5241 East Santa Ana Canyon Road, Suite 110, Anaheim, CA, 92807
  • Drawing from his over 20 years experience in the Real Estate Industry, Todd has established strong community recognition built on his trademark of personalized service to the many families moving in and out of North Orange County. Being an Orange County Native, Todd has intimate knowledge of each community's unique character
  • US Lending Network, Inc.
  • 4411 E. La Palma Avenue, Anaheim, CA, 92807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Orange County Mortgages by End Zone Mortgage
  • 6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
  • We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
  • Trimark Funding
  • 5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
  • Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
  • Clearinghouse CDFI
  • 23861 El Toro Road Suite 700, Lake Forest, CA, 92630
  • We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance. Borrowers, Need a Loan? Learn about our loan programs and others like you who are driving positive change in their communities. Investors, see ho
  • meMortgage
  • 25531 Commercentre, Suite 250, Lake Forest, CA, 92630
  • We are meMortgage; your new, woman ran, wholesale mortgage partner. We look forward to serving all your needs for many years to come. Let me Help You To foster a simplified, intuitive lending experience so that, together, we can deliver customer-centric solutions to help clients realize their dreams
  • Equity123 Lending
  • 22512 Aliso Park Drive, Lake Forest, CA, 92630
  • Equity123 Lending uses a combination of technology and personalized service to make the experience of getting a loan simple and hassle free. We find the right loan product that will fit your personal and financial goals. Our mission is to serve our customers with honesty, integrity and competence.
  • Payday Money Centers- Chula Vista
  • 23775 El Toro Rd, Lake Forest, CA, 92630
  • Our mission is to serve those in the neighborhoods where we work and live who are looking for alternatives to traditional financial services. We understand our customer’s needs and strive to give our clients convenient, confidential and quick access to the funds they need. Payday Money Centers has been serving Southern California since 1997.