In 2026, the USDA loan limit for Wilson, in the county of Northampton, PA, amounts to $336,500. The FHA limit for a single-family house, however, is $472,030.
Use the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, assisting in deciding which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly and easily connect you with the best USDA or FHA loans available. Begin by selecting one of three approaches to find matching lenders and see USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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