USDA and FHA Pro and Con in Easton, Northampton County, PA

In 2025, the USDA loan limit for Easton, within Northampton county, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA vs FHA rates and necessary qualifications. This tool helps you determine income, credit, reserves, and required documents. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you to the best program in for your needs.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment in Easton, Northampton, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Easton, PA

Lendersa® aims to efficiently deliver the best USDA or FHA loans. Initiate contact by selecting one of three methods that lead to matching lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in PA

The USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan, is accessible only in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, a USDA loan needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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