USDA Vs. FHA your options comparison in Easton, Northampton County, PA

In 2025, the USDA loan limit for Easton, within Northampton county, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA vs FHA rates and necessary qualifications. This tool helps you determine income, credit, reserves, and required documents. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you to the best program in for your needs.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment in Easton, Northampton, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Easton, PA

Lendersa® aims to efficiently deliver the best USDA or FHA loans. Initiate contact by selecting one of three methods that lead to matching lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in PA

The USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan, is accessible only in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, a USDA loan needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wilson Financial Group Inc.
  • 2244 Faraday Ave, Suite 112, Carlsbad, CA, 92008
  • At Wilson Financial, we put our focus on each client's unique financial needs. This means focusing on education and fostering communication so that every client fully understands their options, and the impact that each product will have on their broader strategy.We offer a broad range of mortgage options, designed to compliment your goals.
  • RealMortgage, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
  • Premier Home Mortgage Loans
  • 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008
  • Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.
  • Above All Real Estate Services, Inc
  • 5857 Owens Avenue, Suite 300, Carlsbad, CA, 92008
  • I run my business differently than most mortgage brokers. I believe strongly in a personal connection with my clients. I want to meet them, understand them and partner with them to help them achieve their goals. While I can't say that I have met every single client over my 20+ years in the industry, I can tell you that I have personally met..
  • Portfolio Loan Specialists
  • 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008
  • I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.
  • Saxton Mortgage, LLC, NMLS #1717191
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, USA, CA, 92130
  • Looking for a reliable mortgage lender? Read Saxton Mortgage reviews to discover insights on loan options, interest rates, and customer experiences. Whether you're a first-time homebuyer or refinancing, Saxton Mortgage offers competitive rates and personalized solutions to fit your needs.
  • San Diego Commercial and Business Financing
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
  • SDCBF is a bridge between local funding sources and nationwide capital investors. San Diego Commercial & Business Financing is a lending company whose focus is providing top tier financing to all types of commercial real estate. We are a general commercial lender, lending on all asset classes including Multifamily Apartments,
  • Quick Easy Lending
  • 3722 paseo place, SAN DIEGO, CA, 92130
  • We connect investor with direct lenders to find the best loan. We have over 75 direct lenders in the network. We are able to look at the loan up to $100M even with low credit scores. We believe in relationship and long term partnership. We do all the hard work while you focus on your business.