USDA Vs. FHA your options comparison in Lower-Moreland, Montgomery County, PA

During 2025, the USDA loan limit for Lower-Moreland in the county of Montgomery, PA, is set at $345,000, compared to the FHA limit for a single-family dwelling, which is $431,250.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. Evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which Alabama option is best for your financial needs.

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Reviewing Loan Limits and Down Payment Needs for 2025 in Lower-Moreland, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Lower-Moreland, PA

Lendersa® is committed to swiftly finding the ideal USDA or FHA loan for you, with no hassle. Start by choosing one of three paths designed to align you with lenders and tailored USDA loan programs.

Lendersa USDA loan request and results

Explaining USDA Loans in PA

The USDA home loan, guaranteed by the governmental Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is restricted to rural communities. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans are accessible with no required down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NXT Mortgage
  • 137 TX-121, Suite 115, Coppell, TX, 75019
  • NXT Mortgage Company is a different breed of mortgage company. We are people-focused, rather than profit driven. We donate 10% of our profits to organizations selected by our clients, we offer our team members more profit-sharing opportunities, and our clients save money via the best mortgage options.
  • AccessBank Texas
  • 320 W. Eagle Dr, Suite 100, Denton, TX, 76201
  • AccessBank Texas is all about helping you achieve success. We understand the frustration of dealing with faceless Big Banks that treat you like a number, limiting your access to real people and reasonable hours, which is unhelpful, inefficient. We are passionate about the idea that the needs of a community are a Bank’s first and foremost concern.
  • The Mortgage Brewer
  • 100 W. Oak Street, Suite 202, Denton, TX, 76201
  • Travis Scott team is dedicated to helping families reach the dream of home ownership. Whether buying a new home, investment home, or ReFinancing, we can help. Travis work in the relationship business. Travis have worked with several clients that have needed credit assistance and been able to coach them to get into a position to buy.
  • Affiliated Financial Services Inc.
  • 211 Fort Worth Drive, Suite A, Denton, TX, 76201
  • Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.
  • Wes Gregg
  • 100 W. Oak St, Suite G-109, Denton, TX, 76201
  • Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.
  • UPTOWN FUNDING, LLC
  • 5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
  • Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
  • Sherman Bridge
  • 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
  • Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
  • First State Bank
  • PO Box 827, Anadarko, OK, 73005
  • First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
  • Cooperative Employees Credit Union
  • 701 NE 7th Street, Anadarko, OK, 73005
  • Cooperative Employees’ Credit Union (CECU) conducts business for the benefit of its member-owners. CECU provides a full spectrum of quality financial products that create opportunities for its members’ financial growth and stability. The Credit Union will earn and be worthy of our members’ trust by being fair, empathetic
  • Ennis State Bank
  • 815 W. Ennis Ave, Ennis, TX, 75119
  • ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.