In the year 2026, the USDA loan limit applicable in Plainfield, located within the county of Northampton, PA, is specified as $336,500. By comparison, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. This allows you to assess the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA mortgage options side by side, helping you select the most suitable program for your particular financial scenario in
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| Loan Type | Maximum Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without any hassle. Choose one of the three starting paths to be matched with lenders and access the USDA loan programs most aligned with your needs.
A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. This type of financing is specifically available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a significant advantage for eligible rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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