USDA Vs. FHA Pro and Con comparison in Bushkill, Northampton County, PA

In 2025, the USDA loan limit in Bushkill, located in the county of Northampton, PA, is $336,500. By comparison, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and understand the income, credit history, reserves, and documents necessary for qualification. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you to decide which program in Alabama is the best fit for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Bushkill, Northampton, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bushkill, PA

The goal of Lendersa® is to facilitate the acquisition of the optimal USDA or FHA loan swiftly and without hassle. Begin with one of three initial points to find matching lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is uniquely available in rural neighborhoods. Unlike FHA loans mandating a down payment of 3.5%, the USDA loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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