USDA VS FHA in Upper-Nazareth, Northampton County, PA

In 2025, the USDA loan ceiling in Upper-Nazareth, within the county of Northampton, PA, is $298,080, whereas the maximum for an FHA loan on a single-family home is $372,600.

The Lendersa® USDA loan calculator allows you to compare the latest USDA and FHA rates, helping determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side by side to find the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Upper-Nazareth, Northampton, PA

Loan Type Loan Limit Down Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Upper-Nazareth, PA

Lendersa® aims to quickly secure the optimal USDA or FHA loans for you, without unnecessary hassle. Choose from three pathways to match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan is in PA

A USDA home loan, assured by the government Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LendingMan
  • 398 NE 6th Avenue, Suite B, Delray Beach, FL, 33483
  • LendingMan is the low cost loan leader enabling customers to shop, compare, + apply for the best loans. Equal Housing Lender. LendingMan is an approved Seller/Servicer for Freddie Mac, FHA, Department of Housing and Urban Development, VA & USDA. LendingMan is an Equal Housing Lender committed to ensuring every applicant for credit receive fair
  • ResMac, Inc.
  • 398 NE 6th Ave, Suite B, Delray Beach, FL, 33483
  • ResMac, Inc. is an Equal Housing Lender. As prohibited by federal law we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because you have, in good faith, exercised any right under the Consumer
  • Hard Money Loan Solutions Inc
  • 70 SE 4th Ave, Delray Beach, FL, 33483
  • We are a private hard money lender in Palm Beach County, Florida, dedicated to helping local businesses grow with tailored real estate loans. We offer investment, business purpose loans, competitive rates, and low closing costs. As an asset-based lender, we simplify the process by not requiring credit reports, tax returns, bank statements.
  • American Home Finance Group, Inc.
  • 100 E Linton Blvd Suite 305A, Delray Beach, FL, 33483
  • American Home Finance Group, Inc utilize our extensive expertise in the mortgage industry to assist future home buyers & people in need of refinancing navigate through complex financial challenges while making them feel like a member of our family. 20 years experience and knowledge to make sure your deal is structured
  • Supreme Lending - Mortgage Lenders Delray Beach FL – Refinancing & VA home loan
  • 110 SE 4th Ave, Ste. 102, Delray Beach, FL, 33483
  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products.
  • Liberty Mortgage Lending
  • 393 NE 5th Ave, Delray Beach, FL, 33483
  • Liberty Mortgage Lending opened its doors in 2001 with a mission to provide our clients with the best service in the mortgage industry. This mission, along with continued loyalty to our client’s financial security, has seen us through the highs and lows of the real estate market, making many of our first-time borrowers happy to return.
  • Anstaff Bank
  • 100 First National Avenue, Green Forest, AR, 72638
  • The banking history of Green Forest begins in the year 1901. In that year the Bank of Green Forest was established with W. L. Sneed serving as president of the institution. Growing rapidly the Bank of Green Forest increased its capital to $20, 000.00 from the initial $12, 000.00.
  • First Whitney Bank and Trust
  • 223 Chestnut Street, Atlantic, IA, 50022
  • The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.
  • Ambassador Mortgage
  • 301 West Atlantic Avenue, Suite 0-5, Delray Beach, FL, 33444
  • At Ambassador Financial Services Inc. We are a full-service mortgage company based in Delray Beach, Florida. We specialize in First time home buyer, FHA and Jumbo Loans in Delray Beach. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in zip code 33444