USDA Loan Vs. FHA loan for Potter, PA 2026

For 2026, the USDA loan limit for Potter, within Centre county, PA, is established at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates today, defining the necessary income, credit qualifications, reserves, and required documents. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to choose which program in best fits your financial needs.

Evaluating USDA and FHA Loan Options in Potter, PA

The aim of Lendersa® is to ensure you quickly receive the best USDA or FHA loan possible, without hassle. Choose from three starting points that connect you with lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, the USDA loan requires no down payment.

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(717) 761-6000 Lender's profile and map Reviews Cody Financial Mortgage Services Inc 4823 E. Trindle Road, Mechanicsburg, PA, 17050 We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.
(717) 796-0665 Lender's profile and map Reviews A Plus Mortgage Solutions, Inc. 3 Sunset Circle, Mechanicsburg, PA, 17050 A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams
(570) 546-2211 Lender's profile and map Reviews The Muncy Bank and Trust Company 2 N Main Street, Muncy, PA, 17756 The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
(570) 546-2333 Lender's profile and map Reviews PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(717) 545-9329 Lender's profile and map Reviews Local 520 U.A. Federal Credit Union 7193 Jonestown Road, Harrisburg, PA, 17112 Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.
(717) 541-5132 Lender's profile and map Reviews Kane Mortgage, Inc 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112 Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.
(717) 737-9335 Lender's profile and map Reviews Atlantic Community Bankers Bank 1400 Market Street, Camp Hill, PA, 17011 Founded in 1983, ACBB is governed by community financial institutions. We exist to serve them by advocating for our industry, providing services to drive efficiency and profitability, and extending institutions’ internal resources with those of a trusted partner and also ACBB is ideally positioned to support clients through a broad.
(717) 737-4152 Lender's profile and map Reviews Susquehanna Valley Federal Credit Union 3850 Hartzdale Drive, Camp Hill, PA, 17011 "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service! Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
(717) 695-7324 Lender's profile and map Reviews Falcon Mortgage, Inc. 2830 Sunset Drive, Camp Hill, PA, 17011 Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
(717) 763-5626 Lender's profile and map Reviews MONEYLINE LENDING LLC 3913 Market Street, Suite A, Camp Hill, PA, 17011 MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing. Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.
(717) 731-9705 Lender's profile and map Reviews Tidewater Mortgage Services, Inc. 3920 Market Street, Camp Hill, PA, 17011 Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
(717) 697-3474 Lender's profile and map Reviews Americhoice Federal Credit Union 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA, 17055 AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.